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Creativity Can Make You Debt-Free

by Mike on February 6, 2013

Pay off debt

The Truth on How to Pay Off Debt Have you ever tried to pay off debt and end up frustrated and discouraged? Have you attended countless seminars and bought a lot of books on how to get out of debt but still ended up drowned in debt? You might even be wondering how in the […]

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Post image for Overseas Investment – Australian Real Estate Market

Is 2013 a Good Time to Invest in Australian Real Estate?   Though the global housing market has had its ups and downs over the past decade, Australia is one country which has navigated the turbulence with ease. Despite a similar economic situation to Europe and the US, the Australian Real Estate market has managed […]

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Eating Well but Saving More

by Mike on January 22, 2013

Saving money on food

Saving Money on Food: Get Rid of Your Bad Habits   When we hear about saving money on food, the first thing that comes to mind is eating less or getting hungry. Unless you’re on a diet (even if you are), the idea of cutting on food seems a dreadful idea. For most of us, […]


How No Win No Fee Can Benefit You

by Mike on January 18, 2013

No win fee

Have you been injured in an accident at work? Did a trip, slip or fall cause you bodily harm? Have you been in a car, bike or bus accident? I can tell you from experience that many business owners expect things of their employees outside of your normal role which can put you into a […]


2012 The Year that was!

by Mike on January 17, 2013

Christmas Carnival Madness With the Christmas holiday and New Year madness it took a while to compile the Carnival Roundup for 2012 and I must apologize to our readers for not letting you know how widespread our content got. Hoping everyone had a great end to 2012 and a Merry Christmas. Title..: Four great ideas […]


My Home Insurance – An exercise in futility

by Mike on January 11, 2013

My Home Insurance

 Home and Contents – What a journey! As a home owner your going to have to go through the drama of your insurance coverage every twelve months or so. Its relentless…like the turn of the seasons or the flow of the ocean. You just cant beat it…but can you negotiate with it? Past articles here […]


Setting Goals

Whats your new year Plan? Many people come into the new year with the usual promises of losing weight, spending more time with the family, taking up that hobby, joining the gym and stop smoking etc etc But how many people consider taking the time to think out your New Year Plan regarding your finances. […]


November Carnival Roundup

by Mike on November 22, 2012

Post image for November Carnival Roundup

November was a good month for people reading our articles and commenting. Here is the monthly tally for those who liked what we talked about.         Title..: A Cash Budget – Its not all bad news Personal Finance Journey Y and T’s Weekend Ramblings at Young and Thrifty Yakezie Carnival at The […]


At home Spouse Credit Card help

Helping your at home Partner with their Credit Card The Credit card Accountability, Responsibility, and Disclosure – CARD act of 2009 aimed to protect credit card users and enabled them to save money as the terms and conditions were relaxed overall. Though, this benefited majority of the individuals, those that were adversely affected were the […]


0% On your Credit Card

Each month, when you review your credit card statement, you probably shake your head and wonder if there is an easy way to free yourself from a high APR and transfer your balance to a credit card with a 0% interest rate. This could save you hundreds of dollars during the introductory period of a […]


Debt Management Company – Can they help?

by Mike on November 2, 2012

Debt Management Company Headquarters

Although the recession may technically have passed, for many millions of people in the UK the financial crisis is still very much a reality. Unemployment is at record highs, credit card rates are higher than ever, and interest rates remain incredibly low, making it more difficult than ever to find value if you’re looking to […]


A Cash Budget – Its not all bad news

by Mike on October 30, 2012

Cash Budget

Transitioning to a Cash-Only Budget When the budget gets tight, people often reduce expenditures such as expensive entertainment. There are many other ways to reduce overspending, but many households overlook these. Shopping around for cheaper medical coverage, or comparing online car insurance are two frequently overlooked ways to save. Another exceptionally helpful way is to transition towards […]


Christmas on a Budget

by Mike on October 25, 2012

Who says you cant have Christmas on a Budget? Today’s fragile economy should not dampen your holiday spirits as you begin to think ahead about Christmas festivities.  Christmas is a time when families and friends look forward to gathering together and enjoying each other’s company. The cost of the experience is not important the important […]


Credit Rating UK

UK Credit Rating – Did you know how important it is being on the electoral roll for your credit report? If you’re in a hurry, the answer to that question is this: very important. Quite why this is takes a little more explanation. It might not seem terribly fair to those not inclined to vote, […]


How to Compare Credit Cards

by Mike on October 2, 2012

Compare Credit Cards

Four Great ways to Compare Credit Cards There are a lot of ways to compare credit cards, but most people compare cards based on four main features: annual percentage rate, rewards, fees, and promotions offered by the card.  However, keeping track of all these for multiple cards can be tough.  That’s why you should read […]

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7 Free Online Games to Teach Kids About Money

by Mike on February 25, 2011

A while ago I stumbled across a site with some free educational games. The site is called HoodaMath, it has games, worksheets and tutorials for Math. The games are broken down into categories: Logic, Geometry and Arithmetic. Here are the ones that can be used for money lessons: Pocket Change Drag out currency from the […]


It’s when ordinary people rise above the expectations and seize the opportunity that milestones truly are reached. – Mike Huckabee There are stages or phases that we go through as we learn to leverage our finances. Some may call them stages or phases, I will refer to them as the 4 Milestones on your personal […]