Personal Finance

The effects of violence on children can be considerable. Ask anyone involved in the legal system, from a criminal lawyer to a trial judge, and they will probably be able to give you examples of children who have been affected as part of cases they have dealt with. This can be because the child has […]

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On the majority of occasions, law enforcement officials need to have a warrant in order to conduct searches, or seize items. This protection is covered by the US constitution. So, if you have been pulled over on suspicion of DUI, and you feel that your vehicle has been illegally searched, you should ask the Los […]

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You work hard for a living. Chances are, you always have. But there’s always someone out there trying to get the better of you for the sake of their own profit. It’s so important that you know your rights when it comes to finances. Otherwise, people will try to exploit you and you will end […]

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Do you ever wonder what the right thing to do is? Should you be making sure that you’re enjoying your money while you’re young, or should you live frugally now for financial security later? There is a wide range of things you could be doing with your money that may make a difference to your […]

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Right now, all across America, there are people noticing that cultural shifts have changed the real estate market in a way that no other century has seen before. Fewer and fewer people are getting married, and ownership of homes is a declining sub-culture. Buying a home for the young is seen as having a too […]

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Money cannot buy you health or happiness, but being healthy can actually save you money according to many studies. The connection between health and wealth means that people with better health are generally wealthier. Interestingly people with lower incomes have poorer health which makes this relationship between health and wealth a little bit like the […]

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Money makes the world go ‘round. And, in order to get access to money for most of the big purchases in life, like a house or a car, you need to appear financially sound. Lenders won’t take a risk on you if you have bad credit or you’re in arrears for past loans. Making sure […]

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Our jobs are so much more than just work. They’re how we fund our lifestyle, our security, and even our identity. There’s a reason one of the very first questions people ask when they meet is ‘what do you do for a living?’ So when you find yourself out of work, there are a huge […]

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It’s always a tough one when deciding whether your household needs a new car. After all, while a new set of wheels can help you to get from A to B, it can also leave you in a lot of financial woe. After all, everything from the cost of the car to the petrol and […]

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Let’s get something straight right from the off; you are the victim here. Whatever it was that happened, whatever it was that brought about the injury claim, you are the victim of negligence or someone else’s error, so why shouldn’t you seek the most amount compensation you can? Put it this way, you’d be foolish […]

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Borrowing money has a bad reputation at the best of time. For most people, borrowing may be the most direct way to create debts, especially if you are not well informed about financial matters. In truth, while there are a lot of shark loans and negative aspects to borrowing an amount of money, there is […]

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Loans have somewhat of a bad reputation, don’t they? There’s a common misconception that from the moment you sign on the dotted line for a credit card or a loan, the company you’re borrowing money from has you in their grasp. But the fact is that isn’t the case; loans aren’t necessarily a bad thing, […]

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When you are in your 20s, life isn’t about “preparation” or “planning” or anything that involves looking beyond the next couple of years of your life. As long as you have an expendable income and have the means necessary to enjoy yourself, that is all what most of us require. But you may hit the […]

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Credit cards have a bit of a bad reputation. They are associated with large amounts of debt, so people tend to shy away from them. Although some people do get themselves into trouble with their credit cards, that doesn’t mean that you shouldn’t consider getting one at all. If you don’t use them wisely, you […]

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No matter how good you are at managing your money, there may come a time when you need to approach the bank for a loan. This could be to buy property, purchase a car or consolidate existing debts. Whatever your reasons for needing a loan, they are undoubtedly important, and that is why you need […]

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Unfortunately, the business world is not always kind or fair to those who have disabilities. In this world there are some people who seem to get things a lot more easily than others, and in whom mediocrity is much more easily accepted – able bodied white heterosexual men seem to be able to soar effortlessly […]

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While not many of us would complain if we woke up one morning, rich beyond our wildest dreams, most of us fantasise about something much more sedate. Many of us just dream of no more financial stress. We dream of securing our family’s wealth so that they, and we, may be comfortable, not rich. Financial […]

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Keeping your personal finances under control can sometimes be tricky because they are affected so often by outside forces. One of the most obvious is the state of the economy. It may be that you have been working hard for your entire adult life, making responsible decisions and investing your money sensibly in something like […]

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Being an adult and dealing with all the problems it throws at you every day is not something you signed up for when you grew up, right? You probably remember as a child sometimes feeling as if you couldn’t wait to blessed with the freedom of adulthood, but have since realised that you’d give almost […]

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