From the category archives:


Deal or Frill: Angel Food Ministries

by Mike on April 8, 2010

I haven’t had an idea for the deal or frill series for a while. This was a guest post I received. Not only was it an awesome comparison, it fits nicely into the deal or frill series. This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about […]


Manners & Money Series

by Mike on March 7, 2010

I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions. Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey! Too often, peer […]


Cutting Cable Saved Over $70 per Month

by Mike on February 24, 2010

Last summer, as I was plowing through debt with gazelle-like intensity, I decided I was going to do something radical. I was going to completely cut off my cable in an effort to save time and money. This was a big move for me as I always have my television on…even if it was just […]


Should I Hurry to Pay off My Student Loans

by Mike on February 12, 2010

I am NOT a fan of debt, so why in the world wouldn’t I pay off my student loan with “gazelle like” intensity? The screenshot below will explain why I considered a less than aggressive payment strategy for my student loans. Think back to 2002-2003, college consolidation loans hit an all time low interest rate. […]


“I want to be clear: We do not excuse or condone folks who’ve acted irresponsibly.” – Barack Obama ADVANCE NOTICE OF INCREASE IN INTEREST RATE REQUIRED- In the case of any credit card account under an open end consumer credit plan, a creditor shall provide a written notice of an increase in an annual percentage […]


It’s when ordinary people rise above the expectations and seize the opportunity that milestones truly are reached. – Mike Huckabee There are stages or phases that we go through as we learn to leverage our finances. Some may call them stages or phases, I will refer to them as the 4 Milestones on your personal […]