From the category archives:

Personal Finance

Improving Bad Credit with Debt Consolidation

Understanding Bad Credit Bad credit is not something anyone wants to have because it can make things quite difficult for you either as an individual or a business. What exactly do we mean by bad credit? Let’s try to define it with a graphic example. We all know that there are lenders everywhere around us […]

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Financial advice or DIY?

by Mike on May 30, 2019

Financial advice or DIY?

The very fact that not everyone is schooled in the art of finance is the reason people seek out professionals to advise them when it comes to properly investing their money. However, you acquired your finances, whether by hard work or a windfall, knowing who to turn to for financial guidance makes the difference in […]

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Tax Help: Benefits of Outsourcing an Accountant to Prepare Your Taxes?

Some people are not good with numbers. Not all of us can do the math and think logically when it comes to equations and whatnot. Those people that love everything about math usually seek a career that has to do with numbers. One of those careers is being excellent accountants. If you’ve ever wondered what […]

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What You Can Do To Avoid A Low-Income Lifestyle

Nobody wants to be poor. Unfortunately, some people set themselves up to fail. Poverty has detrimental effects on everyone involved. Poverty leaves you with limited resources. Poverty can really impact children because they’re still developing. In fact, there are a lot of obstacles children must face living in poverty. Children in poverty meet a lot […]

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Tips on Getting Your Credit in Better Shape for a Large Future Purchase

Have you been considering buying a new car? Maybe purchasing your first home? If so, there are a lot of angles to cover. While having enough money for a down payment is one of the biggest necessities for financing, it’s just part of the determining factor for approval. Lenders will look closely at your credit […]

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Five Hidden Ways You’re Wasting Money and How to Stop

Spending money is often faster and easier than earning it — it’s one of the greatest annoyances that many people and families have to deal with. When the money is going faster than it’s coming in, it can be difficult to determine what’s going on and why it’s happening. Luckily, there are quite a few […]

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Important Financial Concepts to Teach Kids

by Mike on April 10, 2018

Important Financial Concepts to Teach Kids

Teaching kids about personal finance is one of the best gifts that you can pass on to your children. Most kids learn very little about how to manage money when they go to school, yet this is one of the most important skills that they can learn. If they learn well, the can avoid much […]

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What You Can Learn About Personal Finance From the Business Sector

While there are vast differences in many areas between business and personal finances, the basic tenets are the same. Make more than you spend and pay as little as possible for goods and services you need. Aside from these basics, there are other things you can learn from a successful business. Borrowing Money To get […]

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How to Enjoy Happy Holidays and Still Save Up For New Year

“Do not save what remains after spending; spend that which is left after saving.” – Warren Buffet It is that time of the year once again; the world is witnessing holiday after holiday and enjoying celebration after celebration. With schools closing and shops being kind because of the festive season, life cannot get any juicier. […]

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3 Investment Alternatives for Those Who Don’t Want to Dabble in Trading

After the financial fallout in 2008 where around $2.4 trillion was lost in pensions alone, it seemed for a while that these funds have recovered. The sad news is that many of them didn’t and those who were set to retire within a year or two faced a tough financial period. The result? Large portions of […]

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What Should You Do after the Massive Equifax Security Breach?

Over 143 million Americans had their addresses, Social Security numbers, and more information exposed in a major breach of Equifax’s systems. What should you do if you think you were affected by it? What is the government going to do? We’ll explore this and more below. Keep a Close Eye on Your Finances For many consumers, […]

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Charged with arson in California – what does it mean?

It stands to reason that if you deliberately start a fire in California, you could be charged with arson. But, you may not realize that you can still be charged, even if the fire was not started deliberately. There are two separate crimes of arson in the state. Wilful and malicious setting of a fire […]

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What are the pros and cons of a plea bargain?

by Mike on September 11, 2017

What are the pros and cons of a plea bargain?

If you are new to the criminal justice system, there can be many terms and processes that you do not fully understand. This can include aspects such as knowing how bail bonds work, and understanding court processes, such as arraignment. One of the most common features of the justice system is plea bargaining. Around 90% […]

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Assaulted at work – can you make a claim?

by Mike on September 11, 2017

Assaulted at work – can you make a claim?

Being assaulted at work is not just an issue in terms of your health; you can end up losing out financially; especially if you have to take time off as a result. But, there is something you can do, to help you out of a difficult situation. If you live in California, you may be […]

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How can reasonable doubt affect the outcome of a case in California?

Anyone who is charged with a crime, and brought before the courts in California, is presumed innocent. It’s up to the prosecution to prove that the person is guilty beyond reasonable doubt. This system always applies, in order to ensure that the accused is treated fairly. So, what does the presumption of innocence mean for […]

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Whats the difference

If you take a look at the criminal justice system in the US, you will see that a felony charge is more serious than a misdemeanour. The actual definition for the two types of crime differs slightly between states. For instance, in California you will find that a misdemeanour is regarded as a crime which […]

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How does a prosecutor decide which charges to bring?

Just because someone is arrested on suspicion of a crime, this does not mean that they will actually be charged with that crime. The police arrest a suspect based on probable cause. This means that it’s reasonable for them to believe that a crime has been committed and that the suspect could be involved. When […]

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What is double jeopardy and when does it apply?

If you have ever watched a procedural crime show on TV you have probably heard the term “double jeopardy” mentioned at some point. But, do you know what the term actually means? Double jeopardy is a clause in the Fifth Amendment to the US Constitution which protects a person from being tried twice for the […]

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Is it legal for police to read your texts without a warrant?

Texts are one of the most common forms of communication in the digital age. But, how private are the texts that you send? There is protection provided, when it comes to law enforcement access to electronic devices. This is covered by the 4th amendment of the US Constitution which mentions unwarranted and unlawful searches and […]

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The 995 motion to dismiss in California – what is it?

The 995 motion to dismiss can be made in any case which involves a felony charge; this includes charges of a felony and a misdemeanour. If you are facing a felony charge in California, your DUI lawyer, or criminal attorney will be able to advise you about when and how a 995 motion can be […]

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