Financial Mindset

A lot of people wonder whether it’s better to buy or rent a property. They often ask whether the answer is different depending on if you are thinking about the short or long term. For instance, it might be better to have a home in a long term because then you have a sum of […]

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One business deal could change the entire future of your company. It might seem like an exaggeration, but we promise, it isn’t. This is absolutely true, and that’s why a lot of work goes into hooking that big fish and reeling it in. You see this all the time in the business world. Owners do […]

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Everyone wants to experience some kind of financial success, even if it is only minimal. The truth is, it can be difficult to get to a place of financial stability for anyone. However, there are some basic rules that can be followed to ensure that you are more likely to enjoy financial success. If you […]

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Last year the American Psychological Association launched a study into money and stress. They found that stress about money was really high, especially for those aged 18 to 49. What was interesting was that it didn’t seem to matter how much money people had. Rich or poor, they were all getting freaked out. This sort […]

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Have you figured out the secret to immortality? No? Well, I’d stop wasting time trying to find it. If you’re not immortal, then you should really be putting your focus into protecting your estate. After all, you worked hard to get to where you are today. You have to make sure that the things you […]

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What comes to asking for a raise there is one big problem; there are only one or two ways it can go right and about 1000 ways it could go horribly wrong. Sure, the best outcome is that you end up getting more money than you ever thought you would. And yes, you should be […]

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I recently had an amusing opportunity to think about my time versus money and how these reward me after I earned some money in what I have fondly come to call a side hustle. One of my family members is in the middle of a renovation and asked if I could do some simple work […]

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We are living in uncertain times and many, many industries are having to adapt to the changing economic and world conditions. Some drastically and some more subtly but the truth is no job or business is ever as secure as we may want. At this time can it be wise to choose to change your […]

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Upon sitting here a little depressed on the weekend pondering the finances in my small business (its been a slow month) I caught myself falling into some bad habits I thought I had grown out of. Having done some mindset work about business and my finances I had thought I had gotten past falling into […]

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Economic inconsistencies happen all the time. Inflation can negatively impact your savings by lessening the purchasing power of your currency. The risk of unemployment, no matter how remote it seems, can put a huge dent in your savings, budget, and make it difficult to meet financial obligations such as paying bills and loans. Economic inconsistencies […]

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If there is one thing I have noticed about most humans its that there are a very small percentage of us who are actually happy to ask financial questions, for a discount or better offer or even query things when talking money. Then there is the rest of us. Think back and remember the times […]

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We all want to save money! However, the common dilemma for many wage earners is knowing how to take the correct action to achieve the outcome of sound financial management and financial planning for future retirement.  The million dollar question is how to allot your income to ensure a proper division for daily life, savings […]

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Succeeding in business may not only be in the products you sell or how many people know who you are, but can also be in when you choose to spend or save. Being good at managing the various aspects of running a business including choosing the time to spend can affect your financial results immensely.  […]

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Anyone who has ever been faced with huge debts or found it hard to make ends meet, those who’ve known how to survive on much less—in the most basic sense of that phrase—who’ve fallen on hard times often enough to appreciate the freedom and simple peace that being debt-free brings, know and understand the importance […]

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Negotiation plays a big role not just in business dealings but also in your everyday life.  During your average day, you negotiate with people around you, in your job, when doing your chores or even with your pet.  It is a common and regular activity you do daily yet you pay very little attention to […]

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As any parent can testify children are able to soak up knowledge from the moment their eyes are open and begin learning at an astonishing rate. They learn not only from the moment they begin childcare but from you as parents as well. Have you ever considered at what age its appropriate and useful to […]

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By implication what I am saying here with regards to setting and reviewing your yearly goals is that like studying there is no point in sitting an exam if you aren’t going to receive the results. And where as setting goals is not an exam it is definitely a declaration of your intention to succeed. […]

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After a short Hiatus enjoying some family time and the Christmas / New Years holiday period I would like to wish everyone a cracking good 2014! I hope you are all planning on setting your new years goals and following up on them . For those of us not so good at this read our […]

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