From the category archives:
When most people think of injuries, they think of physical pain. They imagine blood, broken bones, sprains, moaning. They don’t usually think about the other implications that come with an injury. This is pretty understandable. After all, most of us have experienced an injury at some point in our lives. And the pain was probably […]
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Most people have some kind of debt during their lives. It can range in amounts and types and everyone uses credit differently. Some people may use it to pay for everyday expenses. Others may only use it for expensive assets, such as property or vehicles. Whatever type of credit you use, at some point you […]
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Credit card debt is one of the most frustrating things that an adult can ever have to deal with. Looking back, you may not be all that sure about how you got here. However, you’re here now, and you’re not going to tidy up those balances by sitting around and feeling sorry for yourself! Like […]
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It’s no secret that most people are in debt to some degree. We often have a few loans and credit card balances that we need to pay, some of which date back to our college days. To clear those debts, most of us have to work for a living and pay things back over some […]
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When you face financial difficulties, most people will naturally jump to the calculator. Of course, organization is a key asset of getting your finances back in good health. In truth, going through your accounts once can provide a solid platform. But going over them again and again is nothing but a waste of time. Understanding […]
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If you have found yourself in court with a case relating to a car accident, then there is plenty that you need to bear in mind. It can be difficult being in this situation, no matter what side you are on. Of course, for the defense, it is particularly tough. One of the major things […]
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If you’ve tried every other way to get your finances back on track, you may be thinking of taking out a loan as a last resort. While the concept of taking out a loan may be a daunting one, sometimes it’s your only option. If you need to get your hands on money quickly, a […]
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Short term loans or payday loans, as they are often referred to, have their place in the financial landscape but should be used only as a last resort and only for small amounts. With smart budgeting, vigorous benefit research and these finance tips, hopefully you can avoid the major pitfalls of short term loans. In […]
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Are you behind on rent? Have you looked at your mounting bills and realized you do not know how you will pay next month’s rent? In order to get help with rent payments you will need to know who you can turn to in your time of need. Not all organizations can provide short or […]
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The advice often given to those with mounting debts is often not to take out further credit, to avoid making the repayments unmanageable. That being said, many people do not realize that money can be saved by consolidating existing debts into a single loan or credit card repayment. The choice of whether to consolidate through […]
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Payday loans have become (of necessity) an important option for people who are in dire need of financial assistance right away and are lacking other options. There may be a lot of other loan choices but what makes payday lenders the go-to choice is that it is fast and doesn’t necessarily require a credit check. […]
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If you are in need of additional financing to make a necessary purchase or pay off an outstanding debt, securing a loan from a bank or credit union is likely to be your best alternative. However, if you have bed credit due to past financial troubles, you are going to have an extremely difficult time […]
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Every business has to start somewhere. Banks, global corporations and even McDonald’s began as a small business just trying to make it work. This also holds true with payday lenders. Before they started generating any sort of profit, many lenders went cap in hand in search of financial sources to get their businesses off the […]
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I would like to talk about how we all manage bills after seeing the water meter guy yesterday while I was outside washing the car. Now dont get me wrong I am not one of those people who begrudge someone doing their job simply because I disagree about charges or the amount of a bill. […]
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Living under the spell of debt can affect every aspect of your life – particularly if you owe money to several different lenders and your trying to juggle out the repayments. It can severely curtail your spending power, cause you a great deal of stress, and ultimately lower your standard of living. If you are […]
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Any college student or recent college graduate has probably heard that the job market for young grads is pretty barren. In fact, 53% of recent graduates were unemployed in 2012 and that’s not all they have to worry about. They also have student loan debt to deal with that is at an all-time high. In […]
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It’s something that should never be taken for granted – something considered priceless, invaluable and irreplaceable. No matter what other possessions we have, it heads the list as far as worth, essential to our quality of life. Once it’s lost, we are fortunate if we can recover it. To what are we referring? It’s none […]
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According to the World Health Organisation, in 2010, there were an estimated 1.24 million deaths worldwide due to road collisions. This is a tragic figure that needs to come down. If you’ve been victim of a collision that wasn’t your fault, or that was an accident, one question you’ll be asking yourself is whether you […]
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The housing crash that began in 2008 was one of the most difficult tests for homeowners. Millions of Americans saw the value of their homes plummet, forcing many people to find ways of cutting costs to stay in their homes – and in some cases, people were foreclosed right out of their homes. The federal […]
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If you find yourself in credit card debt, you’re not alone. According to the stats, it’s one of the most common sources of financial ruin, with the average U.S. household standing at a remarkable $7,072 in debt due to credit card expenditures. Maybe it’s due to the fact that we’re a nation of excessive capitalists […]
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