Debt

There’s no doubting that debt can lead to a mountain of stress in your life, one that you wrack your brain trying to surmount every day. Just as you have to figure out where to look for affordable life insurance premiums, you also have to figure out how to deal with the stress triggered by […]

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The last thing that many current college students are thinking about is still being in debt from their college days well into their 30’s. This is a reality for many people as college costs are astronomical in some cases along with certain careers not paying well. The best thing that can be done is to […]

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Being a prosperous, capitalist country certainly has its downfalls. For one, a thriving economy and relatively lax restrictions on how businesses operate create grounds for the gullible to be tricked and the inexperienced to make poor choices. And second, people follow through in their demise. According to one study, more than 70 percent of people […]

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Did you know that Australia’s personal debt is reported as the highest in the world, with the average household owning $250,000? This shocking statistic reported by the Finder highlights how popular personal loans are in Australia; but what exactly are personal loans? They are a type of loan that you can borrow from a bank, […]

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Going off to university is an exciting time in any young person’s life. It’s the first time you’ve properly lived away from home, there are no rules, and you get to experience life by yourself as an adult. While some take to this like a duck to water, others can struggle- especially when it comes […]

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We all know debt is a massive financial problem, but what causes it? Today, we look at the top causes of debt, and how you can avoid them. Credit Cards Make no mistake about it, credit cards can be a very valuable personal finance tool. But, they’re only positive when used correctly. The problem is, […]

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Do you know the main causes of debt? If you don’t, it’s worth looking into because if you understand the causes, you might just be able to avoid them. Most people end up in debt simply because they are not prepared for the issues that cause it. One of the main causes of debt would […]

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It’s horrible to feel indebted to someone or something. But if you owe money back to a large organization, especially when you haven’t ever done so before in your life, it can feel incredibly overwhelming. It’s the fear of the unknown for those that are new to the whole bill paying scenario, such as those […]

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Your credit rating is important. I mean really important. If you want to buy your own home, finance a car or have access to low-interest loans, you need to have a high credit rating that shows you’re a reliable borrower. So, if you’ve had financial trouble in the past and your credit rating isn’t brilliant, […]

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Your credit score isn’t something to take lightly, as it can have a huge impact on your life and your finances. If you need to get any sort of loan, your credit will help determine whether you’re approved and the annual percentage rate (APR) the lender offers you. A high credit score could end up […]

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There are so many people up to their eyes in debt in this day and age, it is almost unbelievable. Debt claws at you, pulls you down, sucks the joy out of life and really haunts your every thought. It can always seem like there is no end in sight. No stop to the unending […]

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Being in debt can be tough on your emotions. But know this: it’s something that millions of people are going through right now. According to the charity Credit Action, household debt is currently over $70,000, including mortgages, meaning that the vast majority of people owe other people money. The reason many people get into trouble […]

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Credit is becoming ever more important in this day and age. It dictates how much you can borrow, what you can borrow, the bank’s believability in you and it simply keeps you in good stead with lenders. The better the credit rating the less interest you have to pay back over longer terms because you […]

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For some lucky people, money is never a major issue. They make money, spend money and save money without ever deviating from the straight and narrow. For most of us, things aren’t anywhere near as easy. The majority of people have plenty of financial burdens weighing them down and holding them back from their goals. […]

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There is a lot of things to worry about in life, but the main one is slipping into debt. The financial and social implications of living a life burdened by debt are not worth thinking about. That is until it becomes your reality. Millions of people around the world have to deal with the issue […]

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If you have recently become a homeowner, you will know only too well the struggle that it can be. The process is often long and drawn out, and you may find yourself riddled with stress throughout the whole thing. Why, then, would you put yourself through it all over again by buying a second home? […]

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Debt is a nasty term. No one wants to be in debt and no one wants to be in danger of going into debt. If your financial situation is in trouble, then you might want to start considering taking control of your spending. Through a combination of smarter spending, cutting out luxuries and practising good […]

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No one enjoys struggling and being in debt. It’s one of the most unpleasant things you can experience. Getting out of it is always your number one aim when you’re in this kind of situation. For many people, however, that’s much easier said than done. If you really want to get out of debt quickly, […]

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When you experience an accident, it’s not just the physical damage the scars that you have to worry about. For many people, the main stress takes the form of financial pressure. There are so many financial implications of sustaining a serious injury. The financial burden is simply too much for some people. It’s important to […]

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