It’s something that should never be taken for granted – something considered priceless, invaluable and irreplaceable. No matter what other possessions we have, it heads the list as far as worth, essential to our quality of life. Once it’s lost, we are fortunate if we can recover it. To what are we referring? It’s none other than our own GOOD HEALTH. And insuring that we continue to feel and function at the optimal level is the most important thing in our lives. It’s no secret that insurance premiums and the cost of managing our health have skyrocketed to dangerously unaffordable levels in recent years. No one wants to compromise on paying for doctor visits, paying for their medications and going without because of financial constraints.
Who wants to risk their health like that?
Sadly, in many cases, it’s an unfortunate part of life. This means that many individuals are forced to choose between paying for grossly overpriced medications, necessary trips to their physicians and whether or not they can afford food or other necessary living expenses. Many people find medical insurance so exorbitantly overpriced that they feel the only option is to go be uninsured. Which in this case, please visit Navidebt.org for helpful resources.
Even sadder still is that millions of people, having been forced to choose, have either endured more extensive medical crises, increased threats to their health, or even worse, death. Consider that many people have chronic, pre-existing medical conditions that mandate the use of daily medications such as diabetes and high blood pressure. And the medical bills continued to pile up as high as Mount Rushmore, causing sleepless nights and additional stress on an already taxed economy with no apparent end in sight – until now. Welcome to the day and age where help with medical debt is no longer the impossible dream that we previously thought – but is now a viable reality!
This is good news for millions of Americans. And in these tough economic times, it gives us one less thing to worry about. Even better news means that more people than ever can have access to the coverage we all need to insure our continuing good health.
Ever since Congress voted to pass the Patient Protection and Affordable Care Act (affectionately and referred to as “OBAMACARE”), health care has undergone many changes that have not been experienced since Medicaid and Medicare were first introduced in the mid-1960s. For the millions who struggle (and who doesn’t nowadays?) this means that their health no longer has to be sacrificed just to SURVIVE. And while Medicare and Medicaid was of great benefit to low income, disabled and individuals in certain age brackets, what about the millions who fell through the cracks but for whom medical costs were still extremely costly? Mass hysteria ensued – and if you weren’t anxious or depressed before, suddenly you might find yourself experiencing dark moods because of the nationwide issue plaguing us all.
The passage of the “OBAMACARE” law helped insure that virtually no one got left out. Now everyone can breathe a sigh of relief! However, while some may practically consider the passage of the OBAMACARE laws a godsend, others have seen a downside to it. What are some of the disadvantages one has to consider?
The average person living today is not independently wealthy. Most of us don’t own a Rolls Royce, aren’t fortunate enough to own a yacht or take up residence in a plush, exquisite mansion. The majority of us have to work for a living. With this in mind, some still gripe that even though health care’s overall quality has improved, the covered services are still too expensive. In this case the old cliché’ that “you get what you pay for seems to have a ring of truth to it.
Still, there are others who still feel that they are left out of the equation altogether – that they still somehow fall through the cracks in these so-called benefits. Some groups still consider their situations to have been overlooked. Higher income groups have been hit with increased taxes. Quality of care may seem to have declined. New fees, deadlines for open enrollment and regulations will go into effect in the coming year.
Across the board, all insurance costs will gradually go up to offset the State’s contribution to health care. Employers may find themselves cutting corners by implementing a hiring freeze. With all of the above in mind, it’s definitely worth your while to research the resources, options and agencies that assist with medical debt relief. Do your homework. Make it your goal to also research the most cost-effective, comprehensive plan that meets you and your family’s needs.
***Photo thanks to Jo Naylor***