From the monthly archives:

January 2010

Earlier, I wrote about the dumbest financial move I ever made. That was the purchase of my 2004 Mitsubshi Outlander. Coming in at number 2 of dumb financial moves didn’t cost quite as much but was foolish none the less. Warning: The events you are about to read took place when I was wondering through […]


Are you Investing Your Talents?

by Mike on January 27, 2010

The Parable of the Talents is an interesting story found in Matthew 25:14-30 of 3 men and what they did with the “talents” given to them. The first man was given 5 talents, the second man was given 2 talents, and the third man was given 1 talent. The first two men doubled their talents, […]


Road Signs on Your Financial Journey

by Mike on January 25, 2010

Road signs warn us of what is ahead and also if it is necessary to change direction. When on a journey, it is important to pay attention to the signs. Here are some common road signs and what they may mean on the personal finance journey: No U-Turn: A U-turn refers to doing a 180 […]


7 Ways to Prevent Bank Overdraft Fees

by Mike on January 25, 2010

Overdraft fees are the amount you pay for the “courtesy” of the bank allowing your payment to go through when the funds were not available in your account to cover the payment. If gone unnoticed, these fees can rack up very fast. At an average of $30 per transaction, 4 transactions could result in $120 […]


4 Quick Ways to Increase Your Cash Flow

by Mike on January 13, 2010

Whether you’re goal is to pay off debt, beef up your emergency fund or cross some other hurdle in your financial journey, nothing speeds up the process quicker than an increased cash flow. You can only increase your cash flow in two ways: spend less or earn more. Below are some ideas that I’ve personally […]


Taking the First Steps on Your Financial Journey

A journey of a thousand miles begins with a single step. – Lao-tzu Congratulations! You have made a conscious decision to DO SOMETHING about your finances. Um…now what? These steps are designed to guide you through the first steps of your financial journey. Perhaps you stumbled across this page and this isn’t your scenario…maybe you […]


Debt Health Assessment

by Mike on January 11, 2010

Debt Health Assessment

  “Health is not valued till sickness comes.”   Please answer honestly, this will be for you to retain. Many of the questions are subjective, they are designed to get you to think about the impact of financial decisions and debt. On a sheet of paper, number 1 through 12, for each question write yes […]

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It’s when ordinary people rise above the expectations and seize the opportunity that milestones truly are reached. – Mike Huckabee There are stages or phases that we go through as we learn to leverage our finances. Some may call them stages or phases, I will refer to them as the 4 Milestones on your personal […]