by PF Journey on February 12, 2010
I am NOT a fan of debt, so why in the world wouldn’t I pay off my student loan with “gazelle like” intensity?
The screenshot below will explain why I considered a less than aggressive payment strategy for my student loans. Think back to 2002-2003, college consolidation loans hit an all time low interest rate. Everyone [...]
by PF Journey on January 29, 2010
Earlier, I wrote about the dumbest financial move I ever made. That was the purchase of my 2004 Mitsubshi Outlander. Coming in at number 2 of dumb financial moves didn’t cost quite as much but was foolish none the less.
Warning: The events you are about to read took place when I was wondering through what [...]
by PF Journey on January 11, 2010
A journey of a thousand miles begins with a single step.
- Lao-tzu
Congratulations! You have made a conscious decision to DO SOMETHING about your finances. Um…now what?
These steps are designed to guide you through the first steps of your financial journey. Perhaps you stumbled across this page and this isn’t your scenario…maybe you are further [...]
by PF Journey on January 11, 2010
“Health is not valued till sickness comes.”
Please answer honestly, this will be for you to retain. Many of the questions are subjective, they are designed to get you to think about the impact of financial decisions and debt. On a sheet of paper, number 1 through 12, for each question write yes or [...]