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Rank my Banks

by Mike on July 9, 2010

Personal Finance Journey is a partner in GRABBBR, that is Giveaway Reaching All Bible Based Blog Readers. This is my featured GRABBBR blog post. By leaving a comment on this post, you will gain 5 ENTRY POINTS and may win cash or prizes. Discussion is encouraged! However, only 1 comment per person will be counted […]


My Experience with ING Direct

by Mike on March 22, 2010

Back in 2004, a co-worker came in excited about this new bank account he has set up. He was ranting and raving about the great interest rates and if I wanted to open an account they would give me $25 reward and he would get a $10 bonus. Sounded like a good deal to me. […]


Automated Payments vs Online Bill Pay

by Mike on February 17, 2010

While I appreciate the Internet and all the convenience it has to offer; I am not ready to set my payments on autopilot. Automatic payments are offered by most companies you would owe money to (utilities, debtors, etc). When you set up an auto payment, you give the receiving company your bank account information and […]


How to Get Overdraft Fees Refunded

by Mike on February 8, 2010

Would you pay $36 for a cup of coffee? Of course not, but that is what runs the risk of happening if your account becomes overdrawn. Banks and credit unions are charging between $20 and $35 for the “convenience” of allowing you to overdraft.   high fees mean that someone who overdraws their account at […]