Aka, the boring but legal stuff!
Bottom Line Up Front
Your privacy is very important to us. We respect your personal information and will not sell your information to anyone else. Should you choose to subscribe to any of our services and later change your mind, you can easily unsubscribe at any time.
And for the more "detail oriented" readers…
At personalfinancejourney.com, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit personalfinancejourney.com, and how we safeguard your information. We never sell your personal information to third parties.
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.
Cookies and Web Beacons
We also use third party advertisements on personalfinancejourney.com to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).
DoubleClick DART cookies
We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements). This cookie is used to serve ads specific to you and your interests (”interest based targeting”). The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey). DART uses “non personally identifiable information”. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers. You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/
You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.
Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.
RSS & Email Subscriptions
Personalfinancejourney.com records information about how our RSS feeds are accessed, but personal or identifying information is NOT collected from or about our RSS subscribers. Information about the subscribers websites feed is held in confidence and will not be released or disclosed unless required by law. Aggregated information stripped of personally identifiable information may be disclosed.
Personalfinancejourney.com reserves the right to edit or remove comments on this site at our sole discretion. When provided, URLs and other information will be published with the comments. The commenter’s email address is required for submission but is NOT disclosed unless the commenter leaves their email in the main comment area in addition to the designated email text box. Personalfinancejourney.com reserves the right to delete any comments that it deems not beneficial to the readership. This includes but is not limited to comments containing profanity, self promotion, harassment, threats, or spam of any sort.
Personalfinancejourney.com contains links to other external websites not owned by the owner of this site. We cannot control how your personal information is used on these other websites. Be sure to consult their privacy policies.
If you have any questions, please don't hesitate to contact us