Personal Finance Journey

Many people experience ups and downs with their personal income.  One year may find them with an income at or above the median income of $50,022 (as calculated by the Census Bureau for 2009-2010), and other years may find their income below that level.   If your 2011 income was lower than usual perhaps due [...]

Negotiation can be a powerful tool to save you money, yet many people never negotiate because they think it is in poor taste or they are afraid their attempt at negotiation will be denied.  In my experience, more than half of the time you try to negotitate, you will be successful.  With odds like that, [...]

Do you want to know a simple, yet effective way to save money on groceries and to save on the household items you love and buy regularly? Contact the company and let them know that you like their product.  Almost every time they will send you coupons for as little as .50 off to as [...]

Whether you’re fresh out of high school and looking to pursue higher education, or an adult learner with the desire to finish up a degree, college tuition is an expense that many wish they could avoid. Saving money by buying cheap textbooks from the used bookstore and sticking to a strict budget are ways many [...]

You’ve probably been paying car insurance premiums since you were a teenager, but did you know that most states have ways that you can get out of the requirement? I’ve recently been looking for a new car insurance company, so in between checking for the best auto insurance rates, I decided to check with my [...]