Do I Really Need an Emergency Fund?

April 23, 2017
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There are many articles out there that seem to suggest you’re dooming yourself if you don’t have some kind of emergency fund. And, in general, people tend to claim that you should have about three or even six months’ worth of living expenses saved up to form that fund. Yes, you should have savings. And […]

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Start Fixing Your Credit Rating Now

April 23, 2017
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Your credit rating is important. I mean really important. If you want to buy your own home, finance a car or have access to low-interest loans, you need to have a high credit rating that shows you’re a reliable borrower. So, if you’ve had financial trouble in the past and your credit rating isn’t brilliant, […]

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It Can Be Done: How To Save Money When You’re a Student

April 22, 2017
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When you’re a student, financially, things can be pretty tough. Your income is reduced as you study, especially if it is full-time. Plus, you might be a little plagued with the thought of leaving University with a lot of debt. So some people can be left feeling quite anxious about it. You might be counting […]

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4 Gadgets and Accessories Every Entrepreneur Should Have

April 22, 2017
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There really is no getting used to the fast-paced world. New things are happening at every moment, and if you are an entrepreneur, it is important to get on top of it. So you are always plugged in, even on your rest days, even during scheduled meetings. Sometimes, you are doing countless tasks all at […]

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Guarantee Financial Security For Your Family With This Handy Guide

April 22, 2017
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While not many of us would complain if we woke up one morning, rich beyond our wildest dreams, most of us fantasise about something much more sedate. Many of us just dream of no more financial stress. We dream of securing our family’s wealth so that they, and we, may be comfortable, not rich. Financial […]

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Valuable Investment Tips For New Investors

April 21, 2017
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Having some spare cash that you don’t know what to do with can be exciting, but it’s also daunting. It’s not always smart to have cash laying around, so investing it is a wise idea. There’s nothing wrong with wanting to see your money multiply and if you put it into something that will make […]

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Bouncing Back From Financial Setbacks

April 21, 2017
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From minor setbacks to full-blown disasters, knowing how to bounce back from financial hardship is absolutely essential to protecting and controlling your personal finances. Losses, particularly financial ones, are an inconvenient fact of life, but reacting to them in a smart and proactive way can make all the difference to their overall impact. If life’s […]

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Getting Rich Is Difficult, Here Are Some Shortcuts

April 20, 2017
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Who wouldn’t want to be rich? Unless you don’t buy many things and you’re already a frugal person, then you probably want a large bank balance. However, don’t be fooled by get rich quick scams and pyramid schemes that promise that you’ll get rich. These are generally all scams or extremely unlikely to work due […]

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Out Of Work? Follow This Advice

April 19, 2017
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If you are in a position where you have found yourself out of work for a time, then you might be worrying about what you will do to make ends meet. Being out of work can be a true disaster, but as long as you bear in mind some essential things you should find that […]

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Marginal Money Gains

April 19, 2017
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When you watch these shows of people placing small investments and walking away with millions it couldn’t be further from the truth. Investment is hard, and for the normal folk, with little money to invest, it is even harder. The more money you put in the more you get back. As such it is worth […]

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Real Estate: A New Place To Invest?

April 13, 2017
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Many of us stay away from real estate. It seems fraught and unreliable. And, no one likes unreliability where money is concerned. For most of us, buying one house is enough commitment. But, what if we were to tell you that real estate could be an investment worth making? In a world where many of […]

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What Is the Luxury Real Estate Market?

April 12, 2017
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When we talk about businesses and products, we usually think about targeting the widest audience we can. For real estate, that’s just traditional housing. Be it apartments, houses or even villas, we want to target the budget-minded individual that wants affordable housing in order to start a family or move to a location with more […]

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No Quick Fix: How to Repair Your Credit the Right Way

April 12, 2017
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Your credit score isn’t something to take lightly, as it can have a huge impact on your life and your finances. If you need to get any sort of loan, your credit will help determine whether you’re approved and the annual percentage rate (APR) the lender offers you. A high credit score could end up […]

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Are You A Compulsive Spender?

April 11, 2017
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What’s the first thing that pops into your head when you think about addiction? Drugs. But did you know that addiction to spending money is just as prevalent? People tend to get addictions when they feel bad. Then they discover that something  – be it illicit substances, money or sex – makes them feel temporarily […]

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How To Protect Your Personal Finances

April 8, 2017
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Keeping your personal finances under control can sometimes be tricky because they are affected so often by outside forces. One of the most obvious is the state of the economy. It may be that you have been working hard for your entire adult life, making responsible decisions and investing your money sensibly in something like […]

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Slash the Cost of Your Legal Fees WIth These Simple Tips

April 5, 2017
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As everyone knows, the only people that actually win in legal cases is the lawyers. Attorneys don’t come cheap, and regardless of whether you win or lose a case, you can guarantee that your lawyer will go home with a sizeable pay packet. However, there are a few things you can do if you want […]

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Is Bigger Really Better? Costs of Living in a Large House

April 3, 2017
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Perhaps one of the biggest factors that goes into purchasing a home is the square footage. Most prospective buyers often aim to find the biggest home possible at the budget that they can afford. Some buyers get carried away with visions of sprawling out in a luxuriously large home, but don’t consider the underlying costs […]

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Keeping an Eye on ROI: Is Your Ecommerce Store in Good Shape?

April 3, 2017
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At first glance, return on investment (ROI) might seem like a simple enough calculation. It breaks down the cost that goes into marketing for and running an online store versus the amount that comes back because of that investment. It’s a widely-accepted tenet of business that tracking ROI is a good starting benchmark for measuring […]

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It’s Always Cheaper To Do It Yourself

March 30, 2017
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We all know that DIY can save us money. Instead of relying on professionals and their price lists, a tight budget requires you to get down and dirty. Doing a job yourself can be satisfying, as well as cheap. Yet, many of us still fail to turn to DIY solutions when it matters most. Critical […]

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Real Estate Investment – 4 Times The Wisdom Of Crowds Is Wrong

March 28, 2017
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Investing in real estate seems like a good idea until you speak to other people. Then, it seems like a terrible idea because they have all kinds of reasons why it won’t work. The unfortunate thing is they aren’t experts, so their opinion doesn’t matter. More importantly, they are rehashing myths that only serve to […]

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