Learning and Loans: 5 Ways to Stay on Top of Your Finances in College

May 30, 2014
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Attending college opens several doors and prepares you for a lucrative career; however, many potential students postpone this opportunity because of the cost. The average college student graduates with $29,400 in debt that takes years to pay off. There are ways for students to save money and graduate with a significantly lower debt amount – […]

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Why I Won’t Be Getting Home Insurance This Year

May 28, 2014
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Getting home insurance is something I am sure everyone is told they need and must have but I am going to suggest some reasons why I wont personally wont be renewing my home insurance this year. I find myself after eight years of having my own house and paying every year a premium for this […]

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Why should fast food and eating out be cheaper than dining in?

May 26, 2014
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Alright I will admit up front that one of my personal financial pitfalls is that my lady and I love eating out just as much as dining in! And it stands to reason that eating or dining out under normal circumstances should affect our finances but recently I noticed something. Previously I had taken the […]

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The Carnival of I love to write!

May 20, 2014
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I know I dont share where my writing is shared via the finance carnival circuit very often but I do know that something I really love from PFJ is the ability for me to write and share some of my financial journey with you the readers. Being a part of the Carnival of Finance every […]

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Are our Living Costs Escalating in Australia?

May 19, 2014
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I know I have spoken before about saving money, earning more through a variety of means along with changing your thinking with finances and your financial mindset. And then along comes an offering of an infographic from the guys at Vouchercloud which (in my opinion) just proves me all the more right! It details just […]

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Are you an employee or are you ready to be an entrepreneur?

May 16, 2014
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We are living in uncertain times and many, many industries are having to adapt to the changing economic and world conditions. Some drastically and some more subtly but the truth is no job or business is ever as secure as we may want. At this time can it be wise to choose to change your […]

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Franchising: Is It for You?

May 14, 2014
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As fate would have it many of us who were endowed with an entrepreneurial spirit were not favored with an idea for a marketable product or a killer concept for a service. Acquiring a franchise can unleash our inner entrepreneur even if we lack a product or service concept we can call our own. Buying […]

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Ten ways you can change your thinking about finances

May 12, 2014
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Upon sitting here a little depressed on the weekend pondering the finances in my small business (its been a slow month) I caught myself falling into some bad habits I thought I had grown out of. Having done some mindset work about business and my finances I had thought I had gotten past falling into […]

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How do you go about managing your bills?

May 10, 2014
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I would like to talk about how we all manage bills after seeing the water meter guy yesterday while I was outside washing the car. Now dont get me wrong I am not one of those people who begrudge someone doing their job simply because I disagree about charges or the amount of a bill. […]

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Have a Long Term Financial Plan Despite Frequent Economic Inconsistencies

May 8, 2014
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Economic inconsistencies happen all the time. Inflation can negatively impact your savings by lessening the purchasing power of your currency. The risk of unemployment, no matter how remote it seems, can put a huge dent in your savings, budget, and make it difficult to meet financial obligations such as paying bills and loans. Economic inconsistencies […]

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How your Investment strategies Evolves with your Age

May 5, 2014
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Managing our finances is going to be a lifelong process and this applies especially to how you invest. It doesn’t stop when you pay off all your debts or when you reach your retirement age.  This is also true when it comes to investment.  What will usually change as the years pass by are your […]

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Can you make money from online games?

May 2, 2014
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In one of my earlier posts I talked about gaming (something I am quite passionate about) and whether Gamers can save money or is it nothing but a sink hole into which we pour our available finances (that’s how I felt about it anyway).  To follow on from this today I have to admit something. […]

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How hard is it for you to ask financial questions?

April 30, 2014
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If there is one thing I have noticed about most humans its that there are a very small percentage of us who are actually happy to ask financial questions, for a discount or better offer or even query things when talking money. Then there is the rest of us. Think back and remember the times […]

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Is it financially a good idea to plan your own trip for your next holiday?

April 24, 2014
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Let’s face it we all like holidays but the degree of financial commitment or spend when we plan these holidays is often a considerable chunk of our budget. Challenging your concept of holiday planning today I am going to argue for and against using a Holiday travel agent and let you in a big secret […]

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Six Things You Should Do When Selling Your Home

April 22, 2014
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Selling your home can be a bit of a challenge nowadays especially if you are looking at making money from the deal or “trading up” to your next home from the proceeds of the sale.  For beginners its easy to assume that when you put your house on the market, all you have to do […]

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How the 80-20 Money Saving Formula Can Work for you

April 17, 2014
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We all want to save money! However, the common dilemma for many wage earners is knowing how to take the correct action to achieve the outcome of sound financial management and financial planning for future retirement.  The million dollar question is how to allot your income to ensure a proper division for daily life, savings […]

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The top 5 reasons not to buy Travel Insurance.

April 15, 2014
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Traveling overseas is a costly financial spend at the best of times and if your anything like me you usually try and argue out whether the costs of the Travel Insurance are worth it financially or something you can live without. Planning out a grand vacation to one of Hawaii’s beautiful beaches conjures images of […]

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Should You Spend or Save More for your Business Growth?

April 13, 2014
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Succeeding in business may not only be in the products you sell or how many people know who you are, but can also be in when you choose to spend or save. Being good at managing the various aspects of running a business including choosing the time to spend can affect your financial results immensely.  […]

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Top 10 Alternative Investments with High Returns

April 10, 2014
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The world of investment conjures up images of balance sheets and share prices. Investors are essentially betting that the share price will go up, therefore increasing the value of their holdings.  While some may also invest in commodities like gold or energy, these are usually raw materials and of little real interest to the investor. […]

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Should You Spend or Save More Personally for Financial Freedom?

April 8, 2014
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The road to financial freedom has no easy path and for most who aim for success we can ourselves stuck in the middle of the journey and often not knowing the next step to take.  To spend or save, buy or not to buy is often going to be your dilemma when we find ourselves […]

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