What Is Your Real Retirement Age Going To Be?

July 19, 2014
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Having recently celebrated my 40th birthday it occurred to me that my retirement age is now something I needed to think about as something other than what I boast to my friends of. That it used to be something I didn’t need to worry about as I was far too young right? With personal finances […]

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Car Financing and Outright Purchase – Which Way to Go?

July 14, 2014
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The choice of whether to buy a car outright or to go for car financing is sadly not a choice that many people have the luxury of making. I say “sadly” because trying to make a decision whether to make an outright purchase or opt for financing means that the individual in question has the […]

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6 Living Costs You Should Know You Can Live Without

July 10, 2014
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Recently I came across a blog that promotes Minimalism.  This is the kind of lifestyle where one really takes a closer look at the things they need, questioning their necessities and literally getting rid of what they can do without.  Some of the minimalists really take it to a high level where they learn to […]

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Loan sharks exposed! Swimming in modern waters

July 8, 2014
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Shocking new research suggests loan shark victims have soared since the election of the Conservative – Liberal Coalition Many of us would be forgiven for thinking that loan sharks are a thing of the past. Surely with all the credit providers out there, people in Britain are not still turning to loan sharks for credit? […]

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The hidden financial cost of funerals

July 4, 2014
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For those that may have noticed my writing has been a little sparse the last two weeks or so due to my being absent and distracted by a series of unfortunate family funerals. Its never pleasant watching one of your grandparents pass away let alone seeing two go within two weeks of one another. And […]

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My 7 easy ways you can clinch that sale

June 24, 2014
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When was the last time you hit a jackpot when it comes to meeting your sales quota?  Can such a thing ever happen in relation to sales and selling? Working in the sales industry right now is not only about selling an amazing product but how you reach out to your potential clients and how […]

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Are Your Paper Books Costing You More than eBooks?

June 18, 2014
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Reading for most of us is a very delightful and beneficial pass time.  I have 16 shelves of books, both hard covered and paperbacks,  in my room and I remember reading them for years.  The stories, the lessons learned and the imaginary world I created every time I read them not only keep me entertained […]

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7 Things You Didnt Know Your Home Insurance Wont Cover

June 16, 2014
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In today’s world we all understand and are certainly educated about having insurance that will protect owners from financial disaster in case something untoward happens. What we are never taught or often fail to ask is what am I NOT covered for with my home insurance. First off having a home insurance doesn’t mean we […]

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Are end of year financial sales worth spending your money on?

June 11, 2014
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The 30th of June is considered the end of a financial year for most nations and like most years I am sure you have all seen the marketing hype telling you we all need to spend money in order to save on tax. Perhaps we do need to consider spending that last bit of our […]

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Basics you need to know before trading the forex markets

June 9, 2014
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The forex market is the place where one currency is exchange for another. In this exciting market, daily volumes traded on a daily basis are on average $5 trillion, so it’s easy to understand why it attracts so many investors. This vast liquidity triggers interest from traders across the globe and it looks like it […]

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Time versus money and what is your time worth?

June 7, 2014
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I recently had an amusing opportunity to think about my time versus money and how these reward me after I earned some money in what I have fondly come to call a side hustle. One of my family members is in the middle of a renovation and asked if I could do some simple work […]

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How much does supporting your Team cost you financially?

June 5, 2014
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Sports have always brought excitement and entertainment to individuals around the world and the state of origin here in Australia is no different. I was watching the highlights from it last week when it occurred to me I was seeing marketing, mindset and finances all in action. There would of been 70,000 people in that […]

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Learning and Loans: 5 Ways to Stay on Top of Your Finances in College

May 30, 2014
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Attending college opens several doors and prepares you for a lucrative career; however, many potential students postpone this opportunity because of the cost. The average college student graduates with $29,400 in debt that takes years to pay off. There are ways for students to save money and graduate with a significantly lower debt amount – […]

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Why I Won’t Be Getting Home Insurance This Year

May 28, 2014
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Getting home insurance is something I am sure everyone is told they need and must have but I am going to suggest some reasons why I wont personally wont be renewing my home insurance this year. I find myself after eight years of having my own house and paying every year a premium for this […]

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Why should fast food and eating out be cheaper than dining in?

May 26, 2014
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Alright I will admit up front that one of my personal financial pitfalls is that my lady and I love eating out just as much as dining in! And it stands to reason that eating or dining out under normal circumstances should affect our finances but recently I noticed something. Previously I had taken the […]

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The Carnival of I love to write!

May 20, 2014
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I know I dont share where my writing is shared via the finance carnival circuit very often but I do know that something I really love from PFJ is the ability for me to write and share some of my financial journey with you the readers. Being a part of the Carnival of Finance every […]

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Are our Living Costs Escalating in Australia?

May 19, 2014
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I know I have spoken before about saving money, earning more through a variety of means along with changing your thinking with finances and your financial mindset. And then along comes an offering of an infographic from the guys at Vouchercloud which (in my opinion) just proves me all the more right! It details just […]

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Are you an employee or are you ready to be an entrepreneur?

May 16, 2014
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We are living in uncertain times and many, many industries are having to adapt to the changing economic and world conditions. Some drastically and some more subtly but the truth is no job or business is ever as secure as we may want. At this time can it be wise to choose to change your […]

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Franchising: Is It for You?

May 14, 2014
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As fate would have it many of us who were endowed with an entrepreneurial spirit were not favored with an idea for a marketable product or a killer concept for a service. Acquiring a franchise can unleash our inner entrepreneur even if we lack a product or service concept we can call our own. Buying […]

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Ten ways you can change your thinking about finances

May 12, 2014
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Upon sitting here a little depressed on the weekend pondering the finances in my small business (its been a slow month) I caught myself falling into some bad habits I thought I had grown out of. Having done some mindset work about business and my finances I had thought I had gotten past falling into […]

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