From the category archives:
Hi, my name is Lakita and I am an eat-out-o-holic. (Response: Hi Lakita!) I would say that over the past few years I’ve done a better than average job of getting a hold on my spending and climbing out of debt. However, there is one area that has continued to slow down my progress. I [...]
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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions. Have you ever spent more than you wanted in order to avoid “social awkwardness”. Are some of your frugal habits frowned upon by others in your social circle? Let’s discuss! The topic for today is Gift Registries [...]
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The following is a guest post by Bucksome, a baby boomer trying to make the most of her money while saving for retirement. Read more about her at Buck$ome Boomer’s Journey to Retirement. Subscribe to her RSS feed to follow new posts. ———————– When Kita announced this Money and Manners Series I had two reactions. [...]
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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions. Have you ever spent more than you wanted in order to avoid “social awkwardness”. Are some of your frugal habits frowned upon by others in your social circle? Let’s discuss! The topic for today is tipping. The [...]
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I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions. Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey! Too often, peer [...]
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The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and save money with credit cards. ———————– As the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (known informally as the CARD Act) takes effect throughout the United [...]
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Every once in a while I like to flip the script. Sure, I could tell you how to dispute a credit card charge but I figured it would be more fun to tell you what NOT to do. This is based on a true story where I was the creditor. When I’m not writing about [...]
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I’m starting a new series called “Deal or Frill”. The idea is simple, I’ll post a story and you tell me rather you think the purchase is aDeal: A sale favorable to the buyer; bargain (Informal definition from thefreedictionary.com) or Frill: Something that is desirable but not a necessity (Informal definition from thefreedictionary.com). Though for [...]
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I’m starting a new series called “Deal or Frill”. The idea is simple, I’ll post a story and you tell me rather you think the purchase is a Deal: A sale favorable to the buyer; bargain (Informal definition from thefreedictionary.com) or Frill: Something that is desirable but not a necessity (Informal definition from thefreedictionary.com). Though [...]
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What do you think of when you think of credit cards? Do you think of cash back rewards and redeemed airline miles or are you plagued with thoughts of insurmountable debt…or somewhere in between? Love them or hate them, credit cards are a part of the norm in America. Cardratings.com reports an estimate of 640 [...]
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So there I was on Christmas eve with a few gifts left to pick up. My day and route was already planned because I don’t really like shopping. I prefer to go into a store and pick up what I need and get out. I had 4 gifts left to purchase, a Palm Pre for [...]
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“I want to be clear: We do not excuse or condone folks who’ve acted irresponsibly.” – Barack Obama ADVANCE NOTICE OF INCREASE IN INTEREST RATE REQUIRED- In the case of any credit card account under an open end consumer credit plan, a creditor shall provide a written notice of an increase in an annual percentage [...]
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Earlier, I wrote about the dumbest financial move I ever made. That was the purchase of my 2004 Mitsubshi Outlander. Coming in at number 2 of dumb financial moves didn’t cost quite as much but was foolish none the less. Warning: The events you are about to read took place when I was wondering through [...]
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