From the category archives:

Spending

How to Host a Superbowl Party on the Cheap

by Personal Finance Journey on January 27, 2012

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The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]

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Mopping and Sweeping

I don’t like cleaning; and I make no secret of that fact.  Dust can multiply for months, and I might notice that it is there, but I probably won’t clean it.  I do have the basics that I do every day—dishes, and general picking up.  I clean the bathrooms and sweep and mop the kitchen [...]

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In College? Think Twice Before Moving

by MelissaBatai on January 8, 2012

Uhaul Moving Truck

It is not unusual for students to move several times over the course of their college career.  They may move from the dorm to an off campus apartment with friends and then to their own apartment.  However, before moving multiple times, think carefully about the expenses you will incur. When I was in graduate school, [...]

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I received the following email the other day. Here is the email below and my reply. What other stories / advice can you offer this reader. I asked her to check back here for more info from this great community! I am currently taking the Dave Ramsey Financial Peace University class that is being offered [...]

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Pet Expense Tracker Feb 2011

by Lakita on March 7, 2011

Last week I adopted a puppy from the Humane Society.  It’s no secret that any pet will cost money, so I figured it would be an interesting exercise to see how much the pup is costing per month.   This is what was spent in the month of Feb.  I adopted him on the last day [...]

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Yesterday I wrote about my encounter with an Internet scam artist.  Fortunately, I’ve didn’t fall for his ploy or countless other ones encountered in the past.  I’ve been shopping online for at least the last decade and don’t plan on slowing down.  It’s convenient and you can find some great deals.  While I’m certainly no [...]

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The hubby and I decided we wanted a puppy!  Anyone that knows me knows I am a dog lover ~ always has been.  So I’m very excited about bringing a puppy home.  We knew we were going to get a dog once most of the major home renovations were out the way.  Now that’s done [...]

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Every once in a while I like to do a financial check-up to make sure I’m getting the best deal possible.  Sometimes, what was a good deal in the past is no longer a good deal.  As old habits die and new habits emerge it’s important to make sure you’re not paying for something you [...]

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Goodbye Kim Kardashian Debit Card

by Lakita on December 4, 2010

I’m not a fan of Kim Kardashian.  In fact, I barely know who she is accept that she was featured in one of the challenges of this season’s Apprentice.  What I did find interesting is the controversy surrounding her debit card. Even more interesting…and the point of this article, is the cancellation of the Kardashian [...]

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Lifestyle Inflation vs Frugality

by Lakita on October 18, 2010

I won’t be winning the crown for the “queen of frugality” this year!  There are areas where I still suffer from lifestyle inflation.  OK, maybe suffer is a bit extreme because I’m enjoying my new toy that I am about to disclose below. When asked what frugality means to me for Almost Frugal This is [...]

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Goodbye Google 411!

by Lakita on October 13, 2010

Over the summer, I wrote about a money hack that would save money when you find yourself tempted to dial information.  Free 411 (a service I never used), and Google 411, a service that I used so often it was on speed dial. Well on Oct 8th…Google announced they will be shutting down the 411 [...]

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A few nights ago I was watching an episode of White Collar where Neal Caffery, the FBI’s criminal consultant is undercover working with some young risk-taking executive types.  They invite him out for dinner where they play credit card roulette.  The group goes out and runs up a high bill, the toss all the credit [...]

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For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already.  Do you have a plan?  For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence.  It would not [...]

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My Conversation with a Car Salesman

by Lakita on May 15, 2010

Those of you that follow the stuff I write here, on Twitter, or a Facebook know about my car being rear-ended by a drunk driver, and that I’ve been asking the readers for advice as I prepare to purchase a slightly used vehicle.  I’ve weighed my options and I’ve decided to finance through a local [...]

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Save Tons of Money on Family Vacation

by Lakita on May 14, 2010

If you are eligible to participate in the Armed Forces Vacation Club (AFVC), you can save a LOT of money on your next vacation.  Eligible people include: Service members (United States Air Force, Army, Coast Guard, Marines, Navy) Adult dependents of service members Foreign exchange service members Retired service members and their adult dependents Civilian [...]

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Excuses for Eating Out

by Lakita on March 24, 2010

Hi, my name is Lakita and I am an eat-out-o-holic. (Response:  Hi Lakita!) I would say that over the past few years I’ve done a better than average job of getting a hold on my spending and climbing out of debt.  However, there is one area that has continued to slow down my progress.  I [...]

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Manners & Money: Gift Registries

by Lakita on March 12, 2010

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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss! The topic for today is Gift Registries [...]

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Manners & Money: Splitting Checks

by Guest Poster on March 11, 2010

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The following is a guest post by Bucksome, a baby boomer trying to make the most of her money while saving for retirement. Read more about her at Buck$ome Boomer’s Journey to Retirement. Subscribe to her RSS feed to follow new posts. ———————– When Kita announced this Money and Manners Series I had two reactions. [...]

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Manners & Money: Tipping

by Lakita on March 8, 2010

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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss! The topic for today is tipping. The [...]

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Manners & Money Series

by Lakita on March 7, 2010

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I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions.  Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey!  Too often, peer [...]

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