From the category archives:

Spending

A few nights ago I was watching an episode of White Collar where Neal Caffery, the FBI’s criminal consultant is undercover working with some young risk-taking executive types.  They invite him out for dinner where they play credit card roulette.  The group goes out and runs up a high bill, the toss all the credit [...]

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How Are You Spending Your Homebuyer’s Tax Credit

by PF Journey on August 26, 2010

For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already.  Do you have a plan?  For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence.  It would not [...]

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My Conversation with a Car Salesman

by PF Journey on May 15, 2010

Those of you that follow the stuff I write here, on Twitter, or a Facebook know about my car being rear-ended by a drunk driver, and that I’ve been asking the readers for advice as I prepare to purchase a slightly used vehicle.  I’ve weighed my options and I’ve decided to finance through a local [...]

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Save Tons of Money on Family Vacation

by PF Journey on May 14, 2010

If you are eligible to participate in the Armed Forces Vacation Club (AFVC), you can save a LOT of money on your next vacation.  Eligible people include:

Service members (United States Air Force, Army, Coast Guard, Marines, Navy)
Adult dependents of service members
Foreign exchange service members
Retired service members and their adult dependents
Civilian department of defense employees and [...]

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Excuses for Eating Out

by PF Journey on March 24, 2010

Hi, my name is Lakita and I am an eat-out-o-holic. (Response:  Hi Lakita!)

I would say that over the past few years I’ve done a better than average job of getting a hold on my spending and climbing out of debt.  However, there is one area that has continued to slow down my progress.  I [...]

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Manners & Money: Gift Registries

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by PF Journey on March 12, 2010

Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss!
The topic for today is Gift Registries
A gift [...]

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Manners & Money: Splitting Checks

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by Guest Poster on March 11, 2010

The following is a guest post by Bucksome, a baby boomer trying to make the most of her money while saving for retirement. Read more about her at Buck$ome Boomer’s Journey to Retirement. Subscribe to her RSS feed to follow new posts.
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When Kita announced this Money and Manners Series I had two reactions. [...]

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Manners & Money: Tipping

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by PF Journey on March 8, 2010

Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss!
The topic for today is tipping.
The act of [...]

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Manners & Money Series

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by PF Journey on March 7, 2010

I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions.  Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey!  Too often, peer [...]

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How The CARD Act Has Affected Cash Back Credit Cards

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by Guest Poster on March 4, 2010

The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and save money with credit cards.
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As the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (known informally as the CARD Act) takes effect throughout the United States, [...]

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