by Lakita on March 15, 2010
Those dedicated to strengthening their financial situation often find themselves facing the decision of paying off debt or building a large emergency fund. There are benefits to both, and the final decision will ultimately be based on your personal preference, risk tolerance, and priorities. Benefits of Paying off Debt First – You free up income [...]
by Lakita on March 7, 2010
I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions. Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey! Too often, peer [...]
by Lakita on February 25, 2010
Good news! You don’t have to pay an arm and a leg for computer software! While I don’t have statistics to back this up, it has been my observation that the average home computer is used mostly for word processing and web surfing. If this sounds like you, below are some alternatives to the expensive [...]
by Lakita on February 24, 2010
Last summer, as I was plowing through debt with gazelle-like intensity, I decided I was going to do something radical. I was going to completely cut off my cable in an effort to save time and money. This was a big move for me as I always have my television on…even if it was just [...]
by Lakita on January 13, 2010
Whether you’re goal is to pay off debt, beef up your emergency fund or cross some other hurdle in your financial journey, nothing speeds up the process quicker than an increased cash flow. You can only increase your cash flow in two ways: spend less or earn more. Below are some ideas that I’ve personally [...]