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	<title>Personal Finance Journey &#187; Save Money</title>
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	<link>http://personalfinancejourney.com</link>
	<description>How I learnt to Save money, Manage finances and Organise spending based on my Personal Finance Journey.</description>
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		<title>Do you know How To Implement a Proper Budget At Home?</title>
		<link>http://personalfinancejourney.com/2013/06/do-you-know-how-to-implement-a-proper-budget-at-home/</link>
		<comments>http://personalfinancejourney.com/2013/06/do-you-know-how-to-implement-a-proper-budget-at-home/#comments</comments>
		<pubDate>Mon, 03 Jun 2013 23:00:18 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Keeping your home frugal]]></category>
		<category><![CDATA[Saving money at home]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2282</guid>
		<description><![CDATA[If you want to understand the psychology of being wealthy, it means understanding your income source and how you deal with your expenses. More often than not, we tend to look for complex frugal home ideas when there are more basic and simple frugal living ideas that can help us with our home budget. It [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Are you chasing the coupon dream?</title>
		<link>http://personalfinancejourney.com/2013/05/chasing-coupon-dream/</link>
		<comments>http://personalfinancejourney.com/2013/05/chasing-coupon-dream/#comments</comments>
		<pubDate>Tue, 28 May 2013 00:24:10 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[save while spending]]></category>
		<category><![CDATA[saving with coupons]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2263</guid>
		<description><![CDATA[&#8221; Couponing&#8221; &#8220;Coupons&#8221; or &#8220;Discount coupons&#8221; can be a good way to save money but I will be honest before I start my rant (or lack thereof) with regards to couponing in the past my personal mindset was one of I would rather spend my time in the effort of making more money than trying [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Home Security Systems: Protecting Your Home and Wallet</title>
		<link>http://personalfinancejourney.com/2013/04/home-security-systems-protecting-home-wallet/</link>
		<comments>http://personalfinancejourney.com/2013/04/home-security-systems-protecting-home-wallet/#comments</comments>
		<pubDate>Sat, 06 Apr 2013 03:22:52 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Home security]]></category>
		<category><![CDATA[Save on home security]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2203</guid>
		<description><![CDATA[Most homeowners invest in a security system to help protect their loved ones against intruders, fire and other hazards. But the benefits of an alarm system reach far beyond just the simple protection of your home and family. As it turns out having one installed can yield considerable financial benefits for you and your wallet [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>House swap vs couch surfing &#8211; a frugal vacation!</title>
		<link>http://personalfinancejourney.com/2013/04/house-swap-couch-surf/</link>
		<comments>http://personalfinancejourney.com/2013/04/house-swap-couch-surf/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 23:13:35 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Couch surfing]]></category>
		<category><![CDATA[frugal vacations]]></category>
		<category><![CDATA[House Swap]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2196</guid>
		<description><![CDATA[With my lady and I heading away on a holiday in no less than five days now the Easter long weekend was something we wanted to take advantage of but we didn&#8217;t want to spend any serious money on. After all an international 3 week holiday versus a 3 day long weekend. Which one do [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Green Initiative &#8211; Lead an Eco-Friendly lifestyle</title>
		<link>http://personalfinancejourney.com/2013/03/green-initiative-eco-friendly/</link>
		<comments>http://personalfinancejourney.com/2013/03/green-initiative-eco-friendly/#comments</comments>
		<pubDate>Wed, 27 Mar 2013 06:32:02 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Eco Friendly lifestyle]]></category>
		<category><![CDATA[Saving money]]></category>
		<category><![CDATA[Saving the environment]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2186</guid>
		<description><![CDATA[It’s become a well-known fact in recent years that there are amazing benefits to be gained by switching to an eco-friendly lifestyle. And as this knowledge becomes more prevalent, the costs of these changes have been rapidly decreasing.  In fact, many companies and government agencies are now openly encouraging consumers to begin switching to more [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Easy Money Saving Energy tips</title>
		<link>http://personalfinancejourney.com/2013/03/easy-money-saving-energy-tips/</link>
		<comments>http://personalfinancejourney.com/2013/03/easy-money-saving-energy-tips/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 01:42:43 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Home Energy saving]]></category>
		<category><![CDATA[Money Saving Energy Tips]]></category>
		<category><![CDATA[Saving Energy]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2172</guid>
		<description><![CDATA[Sure I can tell you that saving energy and money around the house is easy but in order for this to work you need to get up off the couch and actually make some changes. I have written in several of my previous articles you need to take action to achieve any results so here [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is There Such Thing as Saving Money While Shopping?</title>
		<link>http://personalfinancejourney.com/2013/03/saving-money-shopping/</link>
		<comments>http://personalfinancejourney.com/2013/03/saving-money-shopping/#comments</comments>
		<pubDate>Wed, 13 Mar 2013 22:16:00 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Group Shopping]]></category>
		<category><![CDATA[Smart Shopping]]></category>
		<category><![CDATA[Tips on shopping]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2156</guid>
		<description><![CDATA[&#160; Is Saving Money When Shopping Possible? &#160; When your average person thinks about saving the images that flash are those of a bank, or if you want something cute a piggy bank. On the other hand when you think about shopping it can mean one of two things (depending on your character and financial [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Eating in with groceries vs dining out &#8211; Challenge your thoughts!</title>
		<link>http://personalfinancejourney.com/2013/03/eating-shopping-eating/</link>
		<comments>http://personalfinancejourney.com/2013/03/eating-shopping-eating/#comments</comments>
		<pubDate>Mon, 04 Mar 2013 02:26:19 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2140</guid>
		<description><![CDATA[How often do you think about saving money on food? Last year we talked about shopping smart with coupons, warehouse and farmers markets along with changing some of your bad habits with food. With all the terrible weather here in Australia at the moment my lady and I have had plenty of time on the [...]]]></description>
		<wfw:commentRss>http://personalfinancejourney.com/2013/03/eating-shopping-eating/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to do Credit Card Negotiation</title>
		<link>http://personalfinancejourney.com/2013/02/how-to-do-credit-card-negotiation/</link>
		<comments>http://personalfinancejourney.com/2013/02/how-to-do-credit-card-negotiation/#comments</comments>
		<pubDate>Fri, 15 Feb 2013 05:30:25 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Card negotiation]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2031</guid>
		<description><![CDATA[Everyone wants a better deal from their credit card company right? Last month I found myself in the unique position of wanting to look at my existing credit card deal, what the credit card company was offering me and really just to think ahead about my credit card debt BEFORE it becomes a pressing issue. [...]]]></description>
		<wfw:commentRss>http://personalfinancejourney.com/2013/02/how-to-do-credit-card-negotiation/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to define simple living money saving tips</title>
		<link>http://personalfinancejourney.com/2013/02/how-to-define-simple-living-money-saving-tips/</link>
		<comments>http://personalfinancejourney.com/2013/02/how-to-define-simple-living-money-saving-tips/#comments</comments>
		<pubDate>Thu, 14 Feb 2013 05:40:56 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Change your money mindset]]></category>
		<category><![CDATA[Money saving tips]]></category>
		<category><![CDATA[Simple living]]></category>

		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2102</guid>
		<description><![CDATA[Changing Your Attitude, Saving More Money When a subject like simple living money saving tips pop up, the first thing that will come to mind are various methods of money saving tips and ideas . Most of the time, however, the problem is not really in how much money we have but in the mindset [...]]]></description>
		<wfw:commentRss>http://personalfinancejourney.com/2013/02/how-to-define-simple-living-money-saving-tips/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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