From the category archives:
Negotiation can be a powerful tool to save you money, yet many people never negotiate because they think it is in poor taste or they are afraid their attempt at negotiation will be denied. In my experience, more than half of the time you try to negotitate, you will be successful. With odds like that, [...]
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The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]
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Do you want to know a simple, yet effective way to save money on groceries and to save on the household items you love and buy regularly? Contact the company and let them know that you like their product. Almost every time they will send you coupons for as little as .50 off to as [...]
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Are you in debt? If so, you are in company with millions of Americans. However, 2012 can be the year that you resolve to be debt free or to significantly reduce your debt. My preferred method of paying down debt is two pronged—use the debt snowball (pay down smallest to largest debts, regardless of interest [...]
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Many parents seek to adopt children for a variety of reasons. Perhaps they are unable to have children of their own, or they already have biological children but cannot or do not want to have more or they simply want to expand their family and take care of a child in need. While people enter [...]
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I call it pre-coffee ergophobia. It’s that 30 minute window between the time the coffee begins brewing until the time when the coffee has fully stimulated all of the neurons in your brain. During that time, you’re awake but still fearful of doing any type of work which might require brainpower. It’s also the time [...]
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Whether you’re fresh out of high school and looking to pursue higher education, or an adult learner with the desire to finish up a degree, college tuition is an expense that many wish they could avoid. Saving money by buying cheap textbooks from the used bookstore and sticking to a strict budget are ways many [...]
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It is not unusual for students to move several times over the course of their college career. They may move from the dorm to an off campus apartment with friends and then to their own apartment. However, before moving multiple times, think carefully about the expenses you will incur. When I was in graduate school, [...]
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You’ve probably been paying car insurance premiums since you were a teenager, but did you know that most states have ways that you can get out of the requirement? I’ve recently been looking for a new car insurance company, so in between checking for the best auto insurance rates, I decided to check with my [...]
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One common New Year’s resolution is to lose weight and eat healthier. Yet, with the high price of groceries now, many believe that buying healthy food is not possible without spending a small fortune. Buying foods like potato chips, soda, and frozen processed foods on sale may seem to be the only way to keep [...]
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Signing up for a mission trip is a wonderful way to share your faith and give back to those who are less fortunate. Unfortunately, as you start to consider the costs of a plane ticket abroad, passport/visa fees, and living expenses, you may find that the costs are rather expensive. Here are a few ways [...]
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This is a sponsored guest post from Robert, a freelance writer. Enjoy! The Ford Mustang was born in 1964 and is Ford’s 3rd oldest nameplate still in production. Initial estimates were sales of 100K the first year. This was surpassed within 90 days. The Mustang introduced the concept of “pony car” or “muscle car” and was quickly [...]
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I received the following email the other day. Here is the email below and my reply. What other stories / advice can you offer this reader. I asked her to check back here for more info from this great community! I am currently taking the Dave Ramsey Financial Peace University class that is being offered [...]
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Every once in a while I like to do a financial check-up to make sure I’m getting the best deal possible. Sometimes, what was a good deal in the past is no longer a good deal. As old habits die and new habits emerge it’s important to make sure you’re not paying for something you [...]
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For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already. Do you have a plan? For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence. It would not [...]
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Several years ago, if you were out and about and needed access to a phone number you had two options: Call a friend and have them look it up for you Dial 411 to get the information you need from directory services While the first option is certainly the frugal approach, it may wear on [...]
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Every once in a while I’ll come across an article about saving money at the movies. These usually contain good advice such as attend matinees, look for discounts, and avoiding the concession stand. These are all great ideas, but what then happens is inevitably someone mentions bringing your own snacks into the theater. In my [...]
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Anyone who reads this site knows that I am a fan of Dave Ramsey. The Total Money Makeover: A Proven Plan for Financial Fitness was one of those books that gave me a simple, no-kidding plan I could follow to get the finances on track. I have attended a 1-Day Entreleadership class taught by Dave, [...]
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I haven’t had an idea for the deal or frill series for a while. This was a guest post I received. Not only was it an awesome comparison, it fits nicely into the deal or frill series. This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about [...]
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Today’s guest post is written by Forest Parks the author of Frugal Zeitgeist A lot of people complain that they watch too much television because they are bored. TV has become our easy quick fix and it’s actually generally a very cheap form of entertainment. Even if you shell out on an expensive television, divide [...]
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