From the category archives:

Save Money

How Are You Spending Your Homebuyer’s Tax Credit

by PF Journey on August 26, 2010

For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already.  Do you have a plan?  For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence.  It would not [...]

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Several years ago, if you were out and about and needed access to a phone number you had two options:

Call a friend and have them look it up for you
Dial 411 to get the information you need from directory services

While the first option is certainly the frugal approach, it may wear on your friends [...]

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Every once in a while I’ll come across an article about saving money at the movies.  These usually contain good advice such as attend matinees, look for discounts, and avoiding the concession stand.  These are all great ideas, but what then happens is inevitably someone mentions bringing your own snacks into the theater.  In my [...]

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Dave Ramsey Says I Can Drive Free Retire Rich

by PF Journey on April 28, 2010

Anyone who reads this site knows that I am a fan of Dave Ramsey.  The Total Money Makeover: A Proven Plan for Financial Fitness was one of those books that gave me a simple, no-kidding plan I could follow to get the finances on track.  I have attended a 1-Day Entreleadership class taught by [...]

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Deal or Frill: Angel Food Ministries

by Guest Poster on April 8, 2010

I haven’t had an idea for the deal or frill series for a while.  This was a guest post I received.  Not only was it an awesome comparison, it fits nicely into the deal or frill series.
This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about [...]

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Today’s guest post is written by Forest Parks the author of Frugal Zeitgeist
A lot of people complain that they watch too much television because they are bored. TV has become our easy quick fix and it’s actually generally a very cheap form of entertainment. Even if you shell out on an expensive television, divide [...]

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Should I Increase Emergency Savings or Payoff Debt?

Post image for Should I Increase Emergency Savings or Payoff Debt?

by PF Journey on March 15, 2010

Those dedicated to strengthening their financial situation often find themselves facing the decision of paying off debt or building a large emergency fund.  There are benefits to both, and the final decision will ultimately be based on your personal preference, risk tolerance, and priorities.
Benefits of Paying off Debt First
- You free up income
- The burden [...]

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Manners & Money Series

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by PF Journey on March 7, 2010

I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions.  Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey!  Too often, peer [...]

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Save Money on Computer Software

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by PF Journey on February 25, 2010

Good news!  You don’t have to pay an arm and a leg for computer software!  While I don’t have statistics to back this up, it has been my observation that the average home computer is used mostly for word processing and web surfing.  If this sounds like you, below are some alternatives to the expensive [...]

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Cutting Cable Saved Over $70 per Month

by PF Journey on February 24, 2010

Last summer, as I was plowing through debt with gazelle-like intensity, I decided I was going to do something radical.  I was going to completely cut off my cable in an effort to save time and money.  This was a big move for me as I always have my television on…even if it was just [...]

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