From the category archives:

Planning

How to Host a Superbowl Party on the Cheap

by Personal Finance Journey on January 27, 2012

Post image for How to Host a Superbowl Party on the Cheap

The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]

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Seven Ways to Fund an Adoption

by MelissaBatai on January 22, 2012

How to fund your adoption

Many parents seek to adopt children for a variety of reasons.  Perhaps they are unable to have children of their own, or they already have biological children but cannot or do not want to have more or they simply want to expand their family and take care of a child in need. While people enter [...]

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How People Buy Real Estate with “No Money Down”

by Personal Finance Journey on January 17, 2012

no money down mortgages

I call it pre-coffee ergophobia. It’s that 30 minute window between the time the coffee begins brewing until the time when the coffee has fully stimulated all of the neurons in your brain. During that time, you’re awake but still fearful of doing any type of work which might require brainpower. It’s also the time [...]

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Eating Healthy and Saving Money in the New Year

by MelissaBatai on January 4, 2012

Eat healthier in the new Year

One common New Year’s resolution is to lose weight and eat healthier.  Yet, with the high price of groceries now, many believe that buying healthy food is not possible without spending a small fortune. Buying foods like potato chips, soda, and frozen processed foods on sale may seem to be the only way to keep [...]

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How to Pay For Your Mission Trip

by Personal Finance Journey on January 2, 2012

Mission Trip

Signing up for a mission trip is a wonderful way to share your faith and give back to those who are less fortunate. Unfortunately, as you start to consider the costs of a plane ticket abroad, passport/visa fees, and living expenses, you may find that the costs are rather expensive. Here are a few ways [...]

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I received the following email the other day. Here is the email below and my reply. What other stories / advice can you offer this reader. I asked her to check back here for more info from this great community! I am currently taking the Dave Ramsey Financial Peace University class that is being offered [...]

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Every once in a while I like to do a financial check-up to make sure I’m getting the best deal possible.  Sometimes, what was a good deal in the past is no longer a good deal.  As old habits die and new habits emerge it’s important to make sure you’re not paying for something you [...]

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What to Look for in a Home Insurance Policy

by Guest Poster on January 18, 2011

Guest post from Bailey Harris. Bailey writes about insurance and other topics for Homeownersinsurance.org. Buying an insurance policy can be tricky. Every company offers different levels of coverage for different prices. You should look your policy over carefully on a regular basis to make sure there aren’t any gaps in your coverage. The following guidelines [...]

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How to Apply for Unemployment

by Lakita on November 22, 2010

Hopefully, you’ll never have to file for unemployment.  But, if you find yourself looking at a pink slip, reduction in force letter or other job termination notification you’ll need to know how to claim your benefits. 1.       Realize that unemployment is an entitlement, not a charity.  Many people put off applying for unemployment because they [...]

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Practical Steps To Building $1 Million Net Worth

by Guest Poster on November 18, 2010

This is a guest post from Michael Trinkle, Forex Investments Have you ever thought about how much money you will make in the course of your lifetime?  Not how much money you will be worth, but how much money you will make actually make in lifetime career earnings.  Let’s break down a real-life example. Let’s [...]

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3 Easy Ways to Financial Security

by Guest Poster on November 12, 2010

This guest post is contributed by Omar Adams, he writes on the topic of online accounting degree . He welcomes your comments The most common words of advice you are likely to hear in this day and age are to “save money”, “spend wisely”, and “hold on to your job” because both money and a [...]

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My First Post as a DINK!

by Lakita on October 12, 2010

Hello Journeyers! It’s been a long time since I’ve written anything here.  My personal finance journey over the last couple months has been full of twists, turns, and hills.  It’s all good…I’m still on track.  A few months ago, I announced my engagement.  Now, I can say I’m a “DINK”, the personal finance community will [...]

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For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already.  Do you have a plan?  For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence.  It would not [...]

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The Cost of Being in a Wedding Party

by Lakita on August 25, 2010

Let me just start out by saying I have wonderific friends!  I’m usually pretty organized, but planning a wedding and conference at the same time has me just a little off my game. A couple weeks ago I went into David’s Bridal to register.  I was told all bridesmaids dresses would have to be ordered [...]

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I’ve Been Slacking….well, not really!

by Lakita on August 19, 2010

Any Personal Finance Journey readers still out there??? I’ve been slacking on the updates BIG TIME!  But I have not bee slacking….here’s what’s been going on in my world: I’m planning a worship arts conference & a wedding within the same time frame! This week, One Money Design published my contribution on Planning a Frugal [...]

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The Hidden Costs of Event Planning Part 1

by Lakita on August 6, 2010

For the last 4 years I’ve been blessed with the opportunity to host a worship arts conference that continues to grow and amaze me!  One item that I realized early on is that event planning can get expensive if you’re not careful. Right now, I’m in the thick of wedding planning and conference planning which [...]

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I recently wrote about GAP insurance, so if you are unfamiliar with what GAP is, I recommend reading that article first! If you find yourself in a position where you need to file a GAP claim (financed vehicle is underwater and totaled), you need to keep up with paperwork or be prepared to chase it [...]

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What’s Been Going On

by Lakita on June 14, 2010

Hello fellow Journeymen and Women! I know its been quiet around here so I wanted to get you up to speed on what’s been going on. Last week I had the opportunity to teach at a retreat in “Fabulous Las Vegas”. It was an honor and a privilege to do so. Coming back to the [...]

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Save Tons of Money on Family Vacation

by Lakita on May 14, 2010

If you are eligible to participate in the Armed Forces Vacation Club (AFVC), you can save a LOT of money on your next vacation.  Eligible people include: Service members (United States Air Force, Army, Coast Guard, Marines, Navy) Adult dependents of service members Foreign exchange service members Retired service members and their adult dependents Civilian [...]

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OK friends, here’s the deal, my financial journey is taking one of those unexpected sharp turns.  I was rear ended by a drunk driver on Friday night and my car is going to be totaled.  Fortunately, I have all the right types of insurance (uninsured motorist & GAP) so my out of pocket expenses should [...]

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