From the category archives:

Planning

Consider a Gift of Experience This Mother’s Day

by MelissaBatai on May 7, 2012

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Mother’s Day is right around the corner, which means it is time to start thinking about Mother’s Day gifts.  While moms frequently get a meal in bed, dinner out and flowers for Mother’s Day, maybe this year you could give her something different that she will remember for years to come. Experience gifts are a [...]

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Post image for Do You Take an Honest Look at How You Spend Your Money?

When you see your friends buying nice things such as a new car or a second home, do you automatically think that they have gone deep into debt for the purchase or do you secretly envy them and think they must have come into some money?  Do you think, some people have all the luck [...]

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Some Smart Ways to Use an Unexpected Windfall

by MelissaBatai on April 23, 2012

Windfall

As a child, you may have played the game of LIFE and enjoyed those moments you get an unexpected windfall.  The same can happen in real life.  A few years ago, many Americans got an unexpected windfall when President Bush offered a tax rebate to a majority of U.S. citizens.  Some people get an unexpected [...]

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Simple Ideas for Improving Your Home

by Personal Finance Journey on April 16, 2012

Home Awning

When it comes to outdoor home improvements, there are a number of things which you can do to improve the façade of your house. Whether it’s for decorative, practical or security purposes, by making such improvements, you’ll feel better about spending time out in the garden. Quality home innovations can make all the difference to the [...]

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Planning for a New Baby? A Few Things to Consider…

by Personal Finance Journey on April 1, 2012

Baby

Congratulations!   Perhaps you have just received the happy news that you are expecting or you are planning to soon expand your family.  Preparing for the arrival of a new baby is a joyous time full of excitement, but it should also be a time of careful planning.   If you have no children now, you [...]

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How Do You Know When a House is Right for You?

by Personal Finance Journey on February 14, 2012

Post image for How Do You Know When a House is Right for You?

Looking for a house is often as frustrating as it is exciting. You want to find the perfect house for you and your family, but how do you know when you’ve found it? How do you know what you can afford? The second question is often easier to answer than the first. You can use [...]

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How to Host a Superbowl Party on the Cheap

by Personal Finance Journey on January 27, 2012

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The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]

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Seven Ways to Fund an Adoption

by MelissaBatai on January 22, 2012

How to fund your adoption

Many parents seek to adopt children for a variety of reasons.  Perhaps they are unable to have children of their own, or they already have biological children but cannot or do not want to have more or they simply want to expand their family and take care of a child in need. While people enter [...]

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How People Buy Real Estate with “No Money Down”

by Personal Finance Journey on January 17, 2012

no money down mortgages

I call it pre-coffee ergophobia. It’s that 30 minute window between the time the coffee begins brewing until the time when the coffee has fully stimulated all of the neurons in your brain. During that time, you’re awake but still fearful of doing any type of work which might require brainpower. It’s also the time [...]

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Eating Healthy and Saving Money in the New Year

by MelissaBatai on January 4, 2012

Eat healthier in the new Year

One common New Year’s resolution is to lose weight and eat healthier.  Yet, with the high price of groceries now, many believe that buying healthy food is not possible without spending a small fortune. Buying foods like potato chips, soda, and frozen processed foods on sale may seem to be the only way to keep [...]

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How to Pay For Your Mission Trip

by Personal Finance Journey on January 2, 2012

Mission Trip

Signing up for a mission trip is a wonderful way to share your faith and give back to those who are less fortunate. Unfortunately, as you start to consider the costs of a plane ticket abroad, passport/visa fees, and living expenses, you may find that the costs are rather expensive. Here are a few ways [...]

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I received the following email the other day. Here is the email below and my reply. What other stories / advice can you offer this reader. I asked her to check back here for more info from this great community! I am currently taking the Dave Ramsey Financial Peace University class that is being offered [...]

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Every once in a while I like to do a financial check-up to make sure I’m getting the best deal possible.  Sometimes, what was a good deal in the past is no longer a good deal.  As old habits die and new habits emerge it’s important to make sure you’re not paying for something you [...]

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What to Look for in a Home Insurance Policy

by Guest Poster on January 18, 2011

Guest post from Bailey Harris. Bailey writes about insurance and other topics for Homeownersinsurance.org. Buying an insurance policy can be tricky. Every company offers different levels of coverage for different prices. You should look your policy over carefully on a regular basis to make sure there aren’t any gaps in your coverage. The following guidelines [...]

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How to Apply for Unemployment

by Lakita on November 22, 2010

Hopefully, you’ll never have to file for unemployment.  But, if you find yourself looking at a pink slip, reduction in force letter or other job termination notification you’ll need to know how to claim your benefits. 1.       Realize that unemployment is an entitlement, not a charity.  Many people put off applying for unemployment because they [...]

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Practical Steps To Building $1 Million Net Worth

by Guest Poster on November 18, 2010

This is a guest post from Michael Trinkle, Forex Investments Have you ever thought about how much money you will make in the course of your lifetime?  Not how much money you will be worth, but how much money you will make actually make in lifetime career earnings.  Let’s break down a real-life example. Let’s [...]

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3 Easy Ways to Financial Security

by Guest Poster on November 12, 2010

This guest post is contributed by Omar Adams, he writes on the topic of online accounting degree . He welcomes your comments The most common words of advice you are likely to hear in this day and age are to “save money”, “spend wisely”, and “hold on to your job” because both money and a [...]

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My First Post as a DINK!

by Lakita on October 12, 2010

Hello Journeyers! It’s been a long time since I’ve written anything here.  My personal finance journey over the last couple months has been full of twists, turns, and hills.  It’s all good…I’m still on track.  A few months ago, I announced my engagement.  Now, I can say I’m a “DINK”, the personal finance community will [...]

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For those of us that purchased homes this year, keep an eye on your mailbox because your tax credit is probably on the way if you have not received it already.  Do you have a plan?  For many of us, getting a check this large ($6,000 – $8,000) isn’t an everyday occurrence.  It would not [...]

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The Cost of Being in a Wedding Party

by Lakita on August 25, 2010

Let me just start out by saying I have wonderific friends!  I’m usually pretty organized, but planning a wedding and conference at the same time has me just a little off my game. A couple weeks ago I went into David’s Bridal to register.  I was told all bridesmaids dresses would have to be ordered [...]

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