From the category archives:
Mother’s Day is right around the corner, which means it is time to start thinking about Mother’s Day gifts. While moms frequently get a meal in bed, dinner out and flowers for Mother’s Day, maybe this year you could give her something different that she will remember for years to come. Experience gifts are a [...]
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When you see your friends buying nice things such as a new car or a second home, do you automatically think that they have gone deep into debt for the purchase or do you secretly envy them and think they must have come into some money? Do you think, some people have all the luck [...]
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It’s no secret that the rising cost of petrol is putting increased pressure on motorists at the moment, with many of them looking for ways to reduce their monthly fuel bill. There are various methods of cutting the cost of petrol, even if the government has so far refused to reduce fuel duty to help [...]
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Guest Post comes from Financial Money Tips. Written by co-founder Kolton Green. Be sure you follow them on Twitter or like them on Facebook. No doubt you have heard that you should never mix money and family. With that in mind you can imagine some of the warnings we were given when we decided to [...]
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One of the struggles of small businesses is trying to make your business appear as professional as the large businesses you potentially compete against. Without breaking the marketing bank, there are a lot of strategies you can use to make your small business look more professional, and help you gain credibility with your customers. Get [...]
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Ahh, tax day. If you are getting a refund, you have probably already filed, but if you will owe money come tax day, you may have procrastinated and not filed until as close to the deadline as possible. Well, guess what? Time is up. If you don’t want to face extensions and late fees, Tuesday [...]
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We spend a lot on beverages. Take a typical Saturday–you may grab some coffee in the morning and spend anywhere from $2 to $6, depending on the drink you buy. Later, you may go out for lunch and pay over $2 for a soda, then go out to the bar in the evening and spend [...]
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Congratulations! Perhaps you have just received the happy news that you are expecting or you are planning to soon expand your family. Preparing for the arrival of a new baby is a joyous time full of excitement, but it should also be a time of careful planning. If you have no children now, you [...]
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The average college student graduates with $25,000 in student loan debt. Many more students have higher balances than this. If you are repaying your student loans, there are several strategies you can utilize to pay less in student loan interest. Consider the following: Automate your payments. If you have direct student loans, automate your payment [...]
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In the United States, 11% of people under the age of 30 live alone (U.S. News). I lived alone for two years when I was in graduate school, and I loved the experience. However, living alone, especially in an urban area, can be expensive. If your budget is tight, there are ways to live alone [...]
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Many people think that homeownership is the American dream, but I disagree. I’m a proud renter, and it’s not that I can’t afford a house – I can actually afford a really nice, big house. I just choose to rent a nice big house instead. Here’s why… Staying Debt Free I am very anti-debt and [...]
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You hope the day never comes when you need to file a lawsuit, but something could arise when it becomes your only options. For example, you could have been in a car accident, or the victim of medical negligence, or even in a dispute with your employer that you’ve been unable to resolve. There are [...]
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Many people experience ups and downs with their personal income. One year may find them with an income at or above the median income of $50,022 (as calculated by the Census Bureau for 2009-2010), and other years may find their income below that level. If your 2011 income was lower than usual perhaps due [...]
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Looking for a house is often as frustrating as it is exciting. You want to find the perfect house for you and your family, but how do you know when you’ve found it? How do you know what you can afford? The second question is often easier to answer than the first. You can use [...]
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If you are just starting out, it can be expensive to furnish your first apartment. When I moved to graduate school and lived on my own for the first time, I spent about $500 furnishing my apartment, and that included having many pieces my mom was generous enough to give me from her home. If [...]
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Negotiation can be a powerful tool to save you money, yet many people never negotiate because they think it is in poor taste or they are afraid their attempt at negotiation will be denied. In my experience, more than half of the time you try to negotitate, you will be successful. With odds like that, [...]
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The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]
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Do you want to know a simple, yet effective way to save money on groceries and to save on the household items you love and buy regularly? Contact the company and let them know that you like their product. Almost every time they will send you coupons for as little as .50 off to as [...]
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Many parents seek to adopt children for a variety of reasons. Perhaps they are unable to have children of their own, or they already have biological children but cannot or do not want to have more or they simply want to expand their family and take care of a child in need. While people enter [...]
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I call it pre-coffee ergophobia. It’s that 30 minute window between the time the coffee begins brewing until the time when the coffee has fully stimulated all of the neurons in your brain. During that time, you’re awake but still fearful of doing any type of work which might require brainpower. It’s also the time [...]
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