From the category archives:

Personal Finance

Ring Insurance: Protecting your Most Precious Possession

As a symbol of shared love, a wedding ring not only has incalculable sentimental value, but can be significantly expensive. Generally, it’s the kind of item you only want to buy once, but what happens if your treasured token is lost or stolen from your home? Unfortunately, typical home insurance policies provide only very limited […]

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Finding the Right Mortgage for Every Budget

by Mike on August 30, 2014

Finding the Right Mortgage for Every Budget

There are many award winning home loans and mortgages that people can choose from, and every family must choose the mortgages that will work with their monthly budgets. For all of us mortgages are our own financial responsibility and if you choose one without giving much thought on whether you have the capacity to afford […]

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Rent vs. Own: Which Option Is Best for You?

by Mike on August 23, 2014

Rent vs Own

Renting versus owning your own home is the classic question we all face at one time or another. Especially a we get a little older in life and we actually have the fiscal awareness and ability to afford either choice and it becomes a reality instead of a long term dream. The folks over at […]

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Post image for Why Benefits Should be Used before Payday Loan

Are you facing a financial emergency? Have you found yourself in need of additional funds to make an emergency purchase or pay off a debt? If so, you may be tempted to obtain a payday loan in order to get the necessary cash as quickly as possible. The problem is that while these types of […]

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real retirement age

Having recently celebrated my 40th birthday it occurred to me that my retirement age is now something I needed to think about as something other than what I boast to my friends of. That it used to be something I didn’t need to worry about as I was far too young right? With personal finances […]

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Car Financing and Outright Purchase - Which Way to Go?

The choice of whether to buy a car outright or to go for car financing is sadly not a choice that many people have the luxury of making. I say “sadly” because trying to make a decision whether to make an outright purchase or opt for financing means that the individual in question has the […]

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6 Living Costs You Should Know You Can Live Without

Recently I came across a blog that promotes Minimalism.  This is the kind of lifestyle where one really takes a closer look at the things they need, questioning their necessities and literally getting rid of what they can do without.  Some of the minimalists really take it to a high level where they learn to […]

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Loan sharks exposed! Swimming in modern waters

Shocking new research suggests loan shark victims have soared since the election of the Conservative – Liberal Coalition Many of us would be forgiven for thinking that loan sharks are a thing of the past. Surely with all the credit providers out there, people in Britain are not still turning to loan sharks for credit? […]

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7 Things You Didnt Know Your Home Insurance Wont Cover

In today’s world we all understand and are certainly educated about having insurance that will protect owners from financial disaster in case something untoward happens. What we are never taught or often fail to ask is what am I NOT covered for with my home insurance. First off having a home insurance doesn’t mean we […]

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Are end of year financial sales worth spending your money on?

The 30th of June is considered the end of a financial year for most nations and like most years I am sure you have all seen the marketing hype telling you we all need to spend money in order to save on tax. Perhaps we do need to consider spending that last bit of our […]

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The Carnival of I love to write!

by Mike on May 20, 2014

The Carnival of I love to write!

I know I dont share where my writing is shared via the finance carnival circuit very often but I do know that something I really love from PFJ is the ability for me to write and share some of my financial journey with you the readers. Being a part of the Carnival of Finance every […]

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Are our Living Costs Escalating in Australia?

I know I have spoken before about saving money, earning more through a variety of means along with changing your thinking with finances and your financial mindset. And then along comes an offering of an infographic from the guys at Vouchercloud which (in my opinion) just proves me all the more right! It details just […]

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Post image for The Real Financial Cost of your Own Car Versus Public Transport

I think all of us have an opinion on whether we prefer driving vs public transportation and the pros and cons but have you really thought about the financial implications?  Will the convenience of having your own car cost you more than when you travel by public transportation? Traveling is one of the most constant […]

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How money is Made in Australia

by Mike on March 27, 2014

How money is Made in Australia

For all of my readers overseas I have an interesting infographic about how the Australian Notes are unique and how they are actually made here. Did you know we didn’t use paper? Courtesy of: LendMe Finance

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Can your Business Benefit from Amex?

by Heidi on March 14, 2014

Can your business benefit from Amex

Managing your own business has a lot of challenges especially when it comes to finances.  From the things you need when you start building it up to the daily expenses you have to pay for to make your business run properly.  If your not careful at the beginning you can end up spending more than […]

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Good Advice on Money Matters

by Heidi on March 8, 2014

Good Advice on Money Matters

If I could go back in time and give some advice to my younger self on money, I would have quite a lot to say. I was rather clueless and didn’t really know what to do with my finances until relatively recently. Save yourself the drama and the heartache and forward these helpful financial tips […]

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The 8 Most Common Car Insurance Myths

by Mike on March 6, 2014

The 8 Most Common Car Insurance Myths

When it comes to car insurance, there are a lot of myths that everyone believes. However, separating the myths from the facts can help you determine how to find your best insurance rate and will keep you from feeling frustrated and overwhelmed when insurance companies make the decisions that they do. The following 8 myths […]

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5 ways Your Contactless Payments Cost You More

by Mike on February 18, 2014

Contactless Payments

Contactless payments have revolutionized the way business is done all over the world from developed nations to the not-so-developed. The idea of not having to carry cash when going shopping, or the knowledge that you can access your cash anytime and anywhere is exciting as well as easy. But there is the flipside to it […]

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Carnival round up - How disapointing was the superbowl!

This Quarter of 2014 carnival roundup goes out to the Denver Broncos and Seattle Seahawks and the Superbowl . I actually managed to take the day off to celebrate in grand style (mostly with chicken and beer which I feel is an American thing) and was somewhat disappointed in the resulting game play. I dont […]

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How you can secure your Finances from Threats

by Heidi on January 28, 2014

How secure are your finances

For the past few months I have notice identity theft, online hacking and scams have been popular news topics.  Technology may have increased our efficiency and ability to invest and grow our finances but it is not 100% safe especially if you are not careful and consider your financial security.  Every one of us wants […]

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