From the category archives:
Negotiation can be a powerful tool to save you money, yet many people never negotiate because they think it is in poor taste or they are afraid their attempt at negotiation will be denied. In my experience, more than half of the time you try to negotitate, you will be successful. With odds like that, [...]
{ 3 comments }
The Super Bowl is just around the corner and if your house is about be invaded by party-goers, you might be worried about what hosting a huge party is going to cost you. Potlucks and BYOB are always a good way to host a party on the cheap, but if you want to keep the [...]
{ 5 comments }
Do you want to know a simple, yet effective way to save money on groceries and to save on the household items you love and buy regularly? Contact the company and let them know that you like their product. Almost every time they will send you coupons for as little as .50 off to as [...]
{ 1 comment }
Many parents seek to adopt children for a variety of reasons. Perhaps they are unable to have children of their own, or they already have biological children but cannot or do not want to have more or they simply want to expand their family and take care of a child in need. While people enter [...]
{ 0 comments }
I call it pre-coffee ergophobia. It’s that 30 minute window between the time the coffee begins brewing until the time when the coffee has fully stimulated all of the neurons in your brain. During that time, you’re awake but still fearful of doing any type of work which might require brainpower. It’s also the time [...]
{ 3 comments }
Whether you’re fresh out of high school and looking to pursue higher education, or an adult learner with the desire to finish up a degree, college tuition is an expense that many wish they could avoid. Saving money by buying cheap textbooks from the used bookstore and sticking to a strict budget are ways many [...]
{ 0 comments }
I feel so thankful and blessed that you all continue to read Personal Finance Journey each week. And as a thank you to all of our wonderful readers, I’m giving away a $100 gift card to Target this month! I’m using Rafflecopter to run this contest and you can enter up to 31 times! (10 [...]
{ 485 comments }
I don’t like cleaning; and I make no secret of that fact. Dust can multiply for months, and I might notice that it is there, but I probably won’t clean it. I do have the basics that I do every day—dishes, and general picking up. I clean the bathrooms and sweep and mop the kitchen [...]
{ 11 comments }
It is not unusual for students to move several times over the course of their college career. They may move from the dorm to an off campus apartment with friends and then to their own apartment. However, before moving multiple times, think carefully about the expenses you will incur. When I was in graduate school, [...]
{ 1 comment }
You’ve probably been paying car insurance premiums since you were a teenager, but did you know that most states have ways that you can get out of the requirement? I’ve recently been looking for a new car insurance company, so in between checking for the best auto insurance rates, I decided to check with my [...]
{ 0 comments }
Signing up for a mission trip is a wonderful way to share your faith and give back to those who are less fortunate. Unfortunately, as you start to consider the costs of a plane ticket abroad, passport/visa fees, and living expenses, you may find that the costs are rather expensive. Here are a few ways [...]
{ 0 comments }
Determining whether or not to purchase a life insurance policy is a big decision. Many of us want to leave something behind for our family, but there are a few things you need to consider before taking on a monthly premium… Affordable Payments The first thing to do is get some life insurance quotes. You [...]
{ 0 comments }
New Year’s Day and New Year’s resolutions go hand and hand. Americans, tired of all of the overindulgence of the holidays and their bad habits, resolve to change their lives. We all know the traditional New Year’s resolutions—lose weight, get in shape, stop smoking, the list goes on and on. Yet, unfortunately, we also know [...]
{ 1 comment }
During the holiday season, many people are more generous than they are throughout the year. They may donate some change in the red kettle, donate food to a food drive or write a check to their favorite charity. Many charities plan on folks’ generosity during the holidays to balance their budget or to have enough [...]
{ 0 comments }
This is a sponsored guest post from Robert, a freelance writer. Enjoy! The Ford Mustang was born in 1964 and is Ford’s 3rd oldest nameplate still in production. Initial estimates were sales of 100K the first year. This was surpassed within 90 days. The Mustang introduced the concept of “pony car” or “muscle car” and was quickly [...]
{ 0 comments }
I just read about an innovative Blog project on Bible Money Matters called My 7 Links. The original idea came from The Tripbase Blog. The concept is simple, link to a post in your blog from each of the categories below, then nominate 5 other blogs to do the same. Let’s spread this far & [...]
{ 2 comments }
Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. Kids rule ~ Pups drool! Meet Otis, our new puppy. We adopted him from the Humane Society. He is a 10 week old Border Collie / Boxer mix. We’re going to have fun training this little guy. I welcome [...]
{ 2 comments }
Nothing to see here today! I have a guest post published by Elle from Couple Money. Go check it out: What We Spend On – How Real Life Couples Use Their Discretionary Income If you are new here, consider subscribing so you always get the latest info! Also, check out a few of my favorite [...]
{ 0 comments }
Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. This week is the kids rule edition! Why? Because they say and do the darnedest things! Just look at this video below that went viral of a baby laughing at paper being ripped! Good thing it wasn’t money…that would [...]
{ 0 comments }
I am one milestone closer to being able to scream I’m debt free! Two major financial breakthroughs happened within the past week: 1. My emergency fund reached the 3 months of expenses mark 2. I paid off the last of my “dangerous debt”* *Dangerous debt is a term I made up to classify the various [...]
{ 3 comments }
