From the category archives:
Your credit score is one of the most important things to think about when you want to achieve financial stability. With bad credit scores, you will spend thousands of dollars more in interest rates and other finance charges on loans than you would if you had good scores. With that said, if you have poor [...]
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Back from an awesome warm sunny Pacific cruise and straight back into Australian Autumn weather!. While we may not have the dumping of snow you northern hemisphere dwellers get its enough for me to smell the cold in the air and see how the beginnings of moisture on the lawn every morning. I actually enjoy [...]
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One of my associates in my offline / online world had been nagging me for sometime to start Etrading with him and really REALLY wouldn’t let it go. I am talking two comments every week along the lines of; “You will be great at this” or “Its right up your alley with all your internet [...]
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The summer season in Australia is often a wet season with a huge part of the time many areas under severe thunderstorm warning through out Queensland. This occurs during the Christmas Summer period but sometimes mother nature can get a but carried away and as the city was originally built around the river system we [...]
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Christmas Carnival Madness With the Christmas holiday and New Year madness it took a while to compile the Carnival Roundup for 2012 and I must apologize to our readers for not letting you know how widespread our content got. Hoping everyone had a great end to 2012 and a Merry Christmas. Title..: Four great ideas [...]
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November was a good month for people reading our articles and commenting. Here is the monthly tally for those who liked what we talked about. Title..: A Cash Budget – Its not all bad news Personal Finance Journey Y and T’s Weekend Ramblings at Young and Thrifty Yakezie Carnival at The [...]
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Business Fire Safety starts with you Dealing with a fire is no joking matter, and if you run a business, it can result in a serious loss. Either through stock loss, damage to building and premises, loss of company data and most important of all the time it takes you to get back on your [...]
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Helping your at home Partner with their Credit Card The Credit card Accountability, Responsibility, and Disclosure – CARD act of 2009 aimed to protect credit card users and enabled them to save money as the terms and conditions were relaxed overall. Though, this benefited majority of the individuals, those that were adversely affected were the [...]
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UK Credit Rating – Did you know how important it is being on the electoral roll for your credit report? If you’re in a hurry, the answer to that question is this: very important. Quite why this is takes a little more explanation. It might not seem terribly fair to those not inclined to vote, [...]
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Four Great ways to Compare Credit Cards There are a lot of ways to compare credit cards, but most people compare cards based on four main features: annual percentage rate, rewards, fees, and promotions offered by the card. However, keeping track of all these for multiple cards can be tough. That’s why you should read [...]
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Personal Budget: Your First one If you’re about to get your first wages or are just trying to get a handle on where exactly your money is going, you’re probably thinking about setting up a Personal budget. Here are a few helpful tips to get you started: Estimate your wages. Use a calculator like the [...]
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Right now,with mortgage rates being at record lows , you may think it is great time to get a mortgage for a home. However, you shouldn’t necessarily go out and buy a home just to take advantage of these low rates. Make sure that it makes financial sense first, and then look for the mortgage. [...]
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Payment protection insurance, or PPI, is a financial insurance product that enables consumers to insurance repayment of loans if the borrower dies, becomes ill or disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt. Payment protection insurance is widely sold b banks and other credit [...]
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If you have poor credit, it can be hard to get a loan if you need one. But improving your credit is a catch-22 situation – you need to have credit to build credit. If you have bad credit, it can be hard to get credit to start rebuilding. However, there are ways to get loans [...]
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Many owners of small businesses assume that their need for commercial insurance is much less due to the scope of their business. However, nothing could be further from the truth. Actually, smaller businesses can be hit much harder if a claim is made against them. Although not legally required, any small business that does business [...]
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Have you ever found yourself, in the midst of making a purchasing decision, listening to the opposing arguments of the “good guy” on one shoulder and the “bad guy” on the other? If so, having a credit card readily accessible can only make this dilemma more difficult. This is why it’s important to have a [...]
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Travel insurance is one cost that many people choose to do without when they go abroad. It’s one of those things that is never used by most of the people who buy it, yet it proves to be a godsend for those few who find themselves in need of it. If you’re planning a vacation this [...]
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For many motorcycle owners – especially those with kids – the bike is not their main form of transport. While it may be a person’s pride and joy, financial concerns in the current climate are likely to mean many bikers are looking at their motorcycles and wondering whether they can really afford to keep them. [...]
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Despite some thinking they can get away without it, public liability insurance is a must! Without it, huge costs might arise and all would have to be funded by the business in question. This could in fact be enough to close the business down. There is a variety of levels to choose from when it [...]
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If you are a soon-to-be mother, one important decision you have to make is whether or not you will breastfeed your child. Of course, this is a deeply personal decision, and you must decide based on your own feelings and situation. However, there are several financial benefits to breastfeeding that you should consider before making [...]
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