From the category archives:
I am lucky enough to be off on a cruise in a few weeks with the family and my lady and so this months roundup of where you can find our content is the Carnival Roundup – Cruise Edition! At 122,000 tonnes, 1033 feet long with 14 bars and a tonne of relaxing things to [...]
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Spring is almost upon the US (although some area may not know it) so this months roundup goes out to those buried beneath the snow in the last few weeks. For those trapped in the snow here is where our writing on personal finance were found for the last few weeks. Title..: Eating Well but [...]
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Aside from the initial shock of being involved in a car accident one of the biggest problems with claiming compensation for the incident can be proving who exactly was at fault. Everybody has an opinion and their version of the event can vary depending on how and why their involved. Your solicitor will discuss the [...]
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Have you been injured in an accident at work? Did a trip, slip or fall cause you bodily harm? Have you been in a car, bike or bus accident? I can tell you from experience that many business owners expect things of their employees outside of your normal role which can put you into a [...]
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Home and Contents – What a journey! As a home owner your going to have to go through the drama of your insurance coverage every twelve months or so. Its relentless…like the turn of the seasons or the flow of the ocean. You just cant beat it…but can you negotiate with it? Past articles here [...]
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Indemnity Insurance If you own an SME (small medium enterprise) business then you may want to consider having professional indemnity insurance. This type of insurance is aimed at businesses that give advice, guidance or a professional service. It is essential that these types of business have cover in place to protect themselves in the event [...]
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Every once in a while, I am either asked this question, or it comes up in a discussion: Should I tithe off my income tax refund? The purpose of this post isn’t to discuss the validity of the tithe today. It is directed towards those who practice the act of tithing. I’ve included a brief [...]
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I haven’t had an idea for the deal or frill series for a while. This was a guest post I received. Not only was it an awesome comparison, it fits nicely into the deal or frill series. This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about [...]
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I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions. Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey! Too often, peer [...]
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Last summer, as I was plowing through debt with gazelle-like intensity, I decided I was going to do something radical. I was going to completely cut off my cable in an effort to save time and money. This was a big move for me as I always have my television on…even if it was just [...]
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I am NOT a fan of debt, so why in the world wouldn’t I pay off my student loan with “gazelle like” intensity? The screenshot below will explain why I considered a less than aggressive payment strategy for my student loans. Think back to 2002-2003, college consolidation loans hit an all time low interest rate. [...]
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“I want to be clear: We do not excuse or condone folks who’ve acted irresponsibly.” – Barack Obama ADVANCE NOTICE OF INCREASE IN INTEREST RATE REQUIRED- In the case of any credit card account under an open end consumer credit plan, a creditor shall provide a written notice of an increase in an annual percentage [...]
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Road signs warn us of what is ahead and also if it is necessary to change direction. When on a journey, it is important to pay attention to the signs. Here are some common road signs and what they may mean on the personal finance journey: No U-Turn: A U-turn refers to doing a 180 [...]
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Whether you’re goal is to pay off debt, beef up your emergency fund or cross some other hurdle in your financial journey, nothing speeds up the process quicker than an increased cash flow. You can only increase your cash flow in two ways: spend less or earn more. Below are some ideas that I’ve personally [...]
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A journey of a thousand miles begins with a single step. – Lao-tzu Congratulations! You have made a conscious decision to DO SOMETHING about your finances. Um…now what? These steps are designed to guide you through the first steps of your financial journey. Perhaps you stumbled across this page and this isn’t your scenario…maybe you [...]
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“Health is not valued till sickness comes.” Please answer honestly, this will be for you to retain. Many of the questions are subjective, they are designed to get you to think about the impact of financial decisions and debt. On a sheet of paper, number 1 through 12, for each question write yes [...]
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It’s when ordinary people rise above the expectations and seize the opportunity that milestones truly are reached. – Mike Huckabee There are stages or phases that we go through as we learn to leverage our finances. Some may call them stages or phases, I will refer to them as the 4 Milestones on your personal [...]
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