From the category archives:
I haven’t had an idea for the deal or frill series for a while. This was a guest post I received. Not only was it an awesome comparison, it fits nicely into the deal or frill series.
This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about [...]
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I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions. Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey! Too often, peer [...]
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Last summer, as I was plowing through debt with gazelle-like intensity, I decided I was going to do something radical. I was going to completely cut off my cable in an effort to save time and money. This was a big move for me as I always have my television on…even if it was just [...]
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I am NOT a fan of debt, so why in the world wouldn’t I pay off my student loan with “gazelle like” intensity?
The screenshot below will explain why I considered a less than aggressive payment strategy for my student loans. Think back to 2002-2003, college consolidation loans hit an all time low interest rate. Everyone [...]
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“I want to be clear: We do not excuse or condone folks who’ve acted irresponsibly.” – Barack Obama
ADVANCE NOTICE OF INCREASE IN INTEREST RATE REQUIRED- In the case of any credit card account under an open end consumer credit plan, a creditor shall provide a written notice of an increase in an annual percentage rate [...]
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Road signs warn us of what is ahead and also if it is necessary to change direction. When on a journey, it is important to pay attention to the signs. Here are some common road signs and what they may mean on the personal finance journey:
No U-Turn: A U-turn refers to doing a 180 degrees [...]
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Rather you’re goal is to pay off debt, beef up your emergency fund or cross some other hurdle in your financial journey, nothing speeds up the process quicker than an increased cash flow. You can only increase your cash flow in two ways: spend less or earn more. Below are some ideas that I’ve personally [...]
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A journey of a thousand miles begins with a single step.
- Lao-tzu
Congratulations! You have made a conscious decision to DO SOMETHING about your finances. Um…now what?
These steps are designed to guide you through the first steps of your financial journey. Perhaps you stumbled across this page and this isn’t your scenario…maybe you are further [...]
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“Health is not valued till sickness comes.”
Please answer honestly, this will be for you to retain. Many of the questions are subjective, they are designed to get you to think about the impact of financial decisions and debt. On a sheet of paper, number 1 through 12, for each question write yes or [...]
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It’s when ordinary people rise above the expectations and seize the opportunity that milestones truly are reached.
– Mike Huckabee
There are stages or phases that we go through as we learn to leverage our finances. Some may call them stages or phases, I will refer to them as the 4 Milestones on your personal finance journey. [...]
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