From the category archives:
Personal Finance Journey is a partner in GRABBBR, that is Giveaway Reaching All Bible Based Blog Readers. This is my featured GRABBBR blog post. By leaving a comment on this post, you will gain 5 ENTRY POINTS and may win cash or prizes.
Discussion is encouraged! However, only 1 comment per [...]
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It is so important to watch those bank accounts, especially if you have any accounts that you don’t use that often!
Here’s the story:
Part of my car insurance claim from April’s accident includes tax and title reimbursement on a new vehicle purchase. Since this check came after I moved, I had to relay my new address [...]
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This is a guest post from Adam Gibson, author of Accrued Interest, a popular financial world blog. Check out Accrued Interest for the latest on the bond market, treasuries, mortgages and other financial news.
With World War II still raging, the U.S. government created a unique home lending program to help spur home ownership among those [...]
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According to CNW Marketing Research, 70.5 percent of people finance their cars. Those with higher interest rates, longer loan terms (60 months or more), and little to no down payment may find themselves in a situation where they are underwater with their vehicle. In other words, more is owed on the vehicle than it is [...]
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OK friends, here’s the deal, my financial journey is taking one of those unexpected sharp turns. I was rear ended by a drunk driver on Friday night and my car is going to be totaled. Fortunately, I have all the right types of insurance (uninsured motorist & GAP) so my out of pocket expenses should [...]
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A couple weeks ago, I wrote about the upcoming FHA loan insurer increase. While the premiums have increased, an FHA insured loan is still a good option for home buyers. However, if you qualify, there is a better option. The VA loan is a mortgage loan backed by the U.S. Department of Veteran Affairs. The [...]
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A couple days ago, I wrote about the quickly approaching expiration of the Homebuyer’s tax credit. If you were already looking to buy, it’s a great incentive. However, there is bad news on the horizon for the approximately 30% of buyers that will receive FHA-insured mortgages. The costs of an FHA loan [...]
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Back in 2004, a co-worker came in excited about this new bank account he has set up. He was ranting and raving about the great interest rates and if I wanted to open an account they would give me $25 reward and he would get a $10 bonus. Sounded like a good deal [...]
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While I appreciate the Internet and all the convenience it has to offer; I am not ready to set my payments on autopilot. Automatic payments are offered by most companies you would owe money to (utilities, debtors, etc). When you set up an auto payment, you give the receiving company your bank account information and [...]
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Would you pay $36 for a cup of coffee?
Of course not, but that is what runs the risk of happening if your account becomes overdrawn. Banks and credit unions are charging between $20 and $35 for the “convenience” of allowing you to overdraft.
high fees mean that someone who overdraws their account at the [...]
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