In an ideal world, if you are ever injured in a car accident, you would always get the compensation you deserve. However, as we all know, life just isn’t like that, and it can be cruel and unfair at times. And the impact of an auto accident can be financially crippling.
There are many cases of people suffering from a serious injury in a car accident through no fault of their own, who have end up missing out on a reasonable settlement – and some even get nothing.
So, it’s vital that you take the right steps to ensure you limit your financial losses and get what you deserve. And we’re going to explain some of the things you need to do to reduce the financial strains a car accident can bring, collect essential evidence, and ensure you get a settlement that suits you. Read on to find out more – and give yourself a chance of financial security, whatever the severity of your injuries.
After the accident
As soon as you are able, there are a few things you must do straight after the crash. Even if the car damage appears minor or you feel like you aren’t injured, it is vital to take these steps. First of all, call the police – they will create an official record of what they find, as well as reduce any threat of potential confrontation with the other party. Take evidence yourself, too – including pictures and witness statements if possible. Finally, never admit fault to the other party -they will only use it against you when you make your claim.
Insurance and medical checks
You should also phone your insurance company and explain what has happened. Get a doctor’s appointment, too, to check you over for any injuries. Don’t forget that some injuries may take some time to appear – sometimes even months after the event. But that first medical check is vital, and you should also start collecting memos, and receipts for prescriptions charges, and any other medical treatments. Also, keep any documents that have arisen for any other things you might need after the accident – recovery vehicles, cabs, and the cost of child care or alternative travel arrangements.
Hire a lawyer
It is critical to hire a lawyer who specializes in auto accidents if you want to get the compensation you deserve. As The Dixon Injury Firm point out, car accidents can be incredibly complex. Some car accidents require huge investigations, and every piece of evidence you supply will be raked over in the greatest of detail. While it is possible to represent yourself, the simple truth is that you will be up against some wily legal experts – possibly an entire team of them. Unless it is an open and shut case, a lawyer will use their expertise to reduce your compensation by a significant amount.
Don’t settle for less
Finally, never sign any documentation with the insurance company unless you are in the presence of a lawyer. Many insurers will try and speed up the process and get you to settle before your medical treatment has even ended. They will put you under pressure – but it’s a simple tactic that you should never fall for. There is no rush, so strap in and prepare for the long haul – it will be worth it in the long-term.