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	<title>Comments on: New Year Plan &#8211; Its time to be setting Goals</title>
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	<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/</link>
	<description>How I learnt to Save money, Manage finances and Organise spending based on my Personal Finance Journey.</description>
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		<title>By: Carnival of Financial Planning - Term Life Insurance, Inc</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52517</link>
		<dc:creator>Carnival of Financial Planning - Term Life Insurance, Inc</dc:creator>
		<pubDate>Wed, 23 Jan 2013 21:56:18 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52517</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Carnival of Retirement &#124; Refinance America</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52452</link>
		<dc:creator>Carnival of Retirement &#124; Refinance America</dc:creator>
		<pubDate>Tue, 22 Jan 2013 05:17:11 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52452</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Carnival of Retirement</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52447</link>
		<dc:creator>Carnival of Retirement</dc:creator>
		<pubDate>Tue, 22 Jan 2013 01:51:25 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52447</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
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	<item>
		<title>By: CashNetUSA &#124; Carnival of Money Pros - CashNetUSA</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52393</link>
		<dc:creator>CashNetUSA &#124; Carnival of Money Pros - CashNetUSA</dc:creator>
		<pubDate>Sun, 20 Jan 2013 16:51:33 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52393</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
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		<title>By: Financial Carnival for Young Adults - 20s Finances</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52386</link>
		<dc:creator>Financial Carnival for Young Adults - 20s Finances</dc:creator>
		<pubDate>Sun, 20 Jan 2013 14:37:42 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52386</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
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	<item>
		<title>By: Carnival of Financial Camaraderie - Vanessa&#039;s Money</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52370</link>
		<dc:creator>Carnival of Financial Camaraderie - Vanessa&#039;s Money</dc:creator>
		<pubDate>Sat, 19 Jan 2013 22:55:29 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52370</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be setting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
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	<item>
		<title>By: Carnival of Money Pros</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52207</link>
		<dc:creator>Carnival of Money Pros</dc:creator>
		<pubDate>Wed, 16 Jan 2013 04:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52207</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
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	<item>
		<title>By: Mike</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52204</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Wed, 16 Jan 2013 00:56:47 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52204</guid>
		<description><![CDATA[Its easy for me to comment but everybody has goals. 
Try this on for size - Take the time to sit down with pen and paper and work out what you want material things wise. A new TV? A new car? A new holiday? 
Then work out how your going to achieve this. Will it be working harder, spending less, saving more? Taking a second job?
Now from 5-10mins work you have an idea of a want or need, how your going to achieve this and half a plan or goal in mind.
Continue to flesh this out with things you want spiritually, physically and health, emotional, employment.

First time is the hardest. From then on setting goals can become a little easier.

Good luck.]]></description>
		<content:encoded><![CDATA[<p>Its easy for me to comment but everybody has goals.<br />
Try this on for size &#8211; Take the time to sit down with pen and paper and work out what you want material things wise. A new TV? A new car? A new holiday?<br />
Then work out how your going to achieve this. Will it be working harder, spending less, saving more? Taking a second job?<br />
Now from 5-10mins work you have an idea of a want or need, how your going to achieve this and half a plan or goal in mind.<br />
Continue to flesh this out with things you want spiritually, physically and health, emotional, employment.</p>
<p>First time is the hardest. From then on setting goals can become a little easier.</p>
<p>Good luck.</p>
]]></content:encoded>
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	<item>
		<title>By: Yakezie Carnival — Narrow Bridge Finance</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52152</link>
		<dc:creator>Yakezie Carnival — Narrow Bridge Finance</dc:creator>
		<pubDate>Mon, 14 Jan 2013 16:17:32 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52152</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Retirement - Simple Budget</title>
		<link>http://personalfinancejourney.com/2013/01/new-year-plan-its-time-to-be-settting-goals/comment-page-1/#comment-52146</link>
		<dc:creator>Carnival of Retirement - Simple Budget</dc:creator>
		<pubDate>Mon, 14 Jan 2013 09:08:40 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=2035#comment-52146</guid>
		<description><![CDATA[[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @ Personal Finance Journey writes New Year Plan &#8211; Its time to be settting Goals &#8211; A Simple Practical way to look at your financial goals for the New Year Plan. A guide to [...]</p>
]]></content:encoded>
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