Comments on: My Conversation with a Car Salesman http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/ The journey of a lifetime Wed, 16 May 2012 20:16:36 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Squirrelers http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1746 Squirrelers Mon, 24 May 2010 17:28:17 +0000 http://personalfinancejourney.com/?p=731#comment-1746 Thanks for sharing, it sounds like you handled it well. I have learned from my experience. I once bought a new vehicle (don't know about that part now), and actually purchased the extended warranty. Did everything right except that part. Live and learn:) Good thing is that was many years ago. Anyway, you handled the situation well. Good post. .-= Squirrelers´s last blog ..<a href="http://feedproxy.google.com/~r/Squirrelers/~3/jJIguWJRE4E/" rel="nofollow">Delayed Retirement to the Extreme</a> =-. Thanks for sharing, it sounds like you handled it well.

I have learned from my experience. I once bought a new vehicle (don’t know about that part now), and actually purchased the extended warranty. Did everything right except that part. Live and learn:) Good thing is that was many years ago.

Anyway, you handled the situation well. Good post.
.-= Squirrelers´s last blog ..Delayed Retirement to the Extreme =-.

]]> By: Carnival of Money Stories #55 http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1742 Carnival of Money Stories #55 Mon, 24 May 2010 15:57:22 +0000 http://personalfinancejourney.com/?p=731#comment-1742 [...] from Personal Finance Journey shares: My Conversation with a Car Salesman. Smart consumer does battle with smarmy used-car salesman. Consumer [...] [...] from Personal Finance Journey shares: My Conversation with a Car Salesman. Smart consumer does battle with smarmy used-car salesman. Consumer [...]

]]> By: ETinCA http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1739 ETinCA Mon, 24 May 2010 13:36:35 +0000 http://personalfinancejourney.com/?p=731#comment-1739 I had hoped that with the turn of the century the car sales dance would go away. You'd think that at least if Mr. Sales realizes the buyer is on to him & has realistic intel on what they're looking for, he'd drop all the dumb moves & just show you what you're looking for, in your price range, & go off script. I've walked away from a car I actually would have bought otherwise, just because the guy was being Mr. Sales. I also once went in to buy one where they were offering rock-bottom interest rates to people with good credit. They check my credit rating, tell me it's the best they've ever seen, but unfortunately the specific vehicle I was interested in didn't qualify for the special deal. Walked out. I had hoped that with the turn of the century the car sales dance would go away. You’d think that at least if Mr. Sales realizes the buyer is on to him & has realistic intel on what they’re looking for, he’d drop all the dumb moves & just show you what you’re looking for, in your price range, & go off script. I’ve walked away from a car I actually would have bought otherwise, just because the guy was being Mr. Sales.

I also once went in to buy one where they were offering rock-bottom interest rates to people with good credit. They check my credit rating, tell me it’s the best they’ve ever seen, but unfortunately the specific vehicle I was interested in didn’t qualify for the special deal. Walked out.

]]> By: PF Journey http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1681 PF Journey Sun, 23 May 2010 15:27:07 +0000 http://personalfinancejourney.com/?p=731#comment-1681 Thanks for stopping by. If you read my earlier posts you'll gain further insight into my decision. Particularly: 1 - Dave Ramsey says I can Drive Free Retire Rich 2 - Weekly Roundup 13 - The Don't Drink and Drive Edition 3 - Ask the Readers: Help my purchase a Slightly Used Vehicle Thanks for stopping by. If you read my earlier posts you’ll gain further insight into my decision. Particularly:

1 – Dave Ramsey says I can Drive Free Retire Rich
2 – Weekly Roundup 13 – The Don’t Drink and Drive Edition
3 – Ask the Readers: Help my purchase a Slightly Used Vehicle

]]> By: Financialbondage http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1677 Financialbondage Sun, 23 May 2010 14:40:11 +0000 http://personalfinancejourney.com/?p=731#comment-1677 I have found that most car sales people don't listen. They don't care what we want or our price range. They want us to spend as much as possible so their commission is higher. Sorry to see you plan on financing a car. Did you ever think of trying Dave Ramsey's plan? http://www.daveramsey.com/media/flash/elearning/drive-free/player.html I have found that most car sales people don’t listen. They don’t care what we want or our price range. They want us to spend as much as possible so their commission is higher.

Sorry to see you plan on financing a car. Did you ever think of trying Dave Ramsey’s plan?

http://www.daveramsey.com/media/flash/elearning/drive-free/player.html

]]> By: Donna Freedman http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1630 Donna Freedman Sun, 23 May 2010 03:50:34 +0000 http://personalfinancejourney.com/?p=731#comment-1630 Good for you! I think you handled it perfectly. Last August I gave my car to my daughter, who has a chronic illness. I'm lucky to live in a city with decent public transit, and to live within a mile of most of the services I need (library, post office, bank, stores). Frankly, the idea of ever having to buy another vehicle makes me tired. .-= Donna Freedman´s last blog ..<a href="http://feedproxy.google.com/~r/SurvivingAndThriving/~3/lfYwZa1LAjU/" rel="nofollow">Postcards from the edge of the world. Also: A giveaway reminder and a gun-related memory.</a> =-. Good for you! I think you handled it perfectly.
Last August I gave my car to my daughter, who has a chronic illness. I’m lucky to live in a city with decent public transit, and to live within a mile of most of the services I need (library, post office, bank, stores).
Frankly, the idea of ever having to buy another vehicle makes me tired.
.-= Donna Freedman´s last blog ..Postcards from the edge of the world. Also: A giveaway reminder and a gun-related memory. =-.

]]> By: Jason @ One Money Design http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1626 Jason @ One Money Design Sat, 22 May 2010 21:51:27 +0000 http://personalfinancejourney.com/?p=731#comment-1626 Lakita, good job in not falling for the monthly payment trap. I so do not envy you right now. :) It's a painful process. Not sure if you've found anything yet, but you're on the right track by researching online. You might also consider buying used from someone who is selling a car themselves. Just make sure you have it inspected before buying if you go that route. Have you thought about doing a search for a car for half as much? Obviously, safety is priority one, but maybe something $5K or under would get you by for a while and allow you to save more? .-= Jason @ One Money Design´s last blog ..<a href="http://feedproxy.google.com/~r/OneMoneyDesignBlog/~3/X6S-Emk4pxc/" rel="nofollow">Accountability [Devotion]</a> =-. Lakita, good job in not falling for the monthly payment trap. I so do not envy you right now. :) It’s a painful process. Not sure if you’ve found anything yet, but you’re on the right track by researching online. You might also consider buying used from someone who is selling a car themselves. Just make sure you have it inspected before buying if you go that route.

Have you thought about doing a search for a car for half as much? Obviously, safety is priority one, but maybe something $5K or under would get you by for a while and allow you to save more?
.-= Jason @ One Money Design´s last blog ..Accountability [Devotion] =-.

]]> By: Lakita (PFJourney) http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1597 Lakita (PFJourney) Thu, 20 May 2010 16:23:14 +0000 http://personalfinancejourney.com/?p=731#comment-1597 I've never heard of a car broker. Oh well, I got a vehicle and I'll be closing up this saga soon with that post. My plan is for my next vehicle to be a cash purchase. Kita .-= Lakita (PFJourney)´s last blog ..<a href="http://personalfinancejourney.com/2010/05/dont-finance-a-vehicle-without-gap-insurance/" rel="nofollow">Don’t Finance a Vehicle without GAP Insurance</a> =-. I’ve never heard of a car broker. Oh well, I got a vehicle and I’ll be closing up this saga soon with that post. My plan is for my next vehicle to be a cash purchase.

Kita
.-= Lakita (PFJourney)´s last blog ..Don’t Finance a Vehicle without GAP Insurance =-.

]]> By: Funny about Money http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1596 Funny about Money Thu, 20 May 2010 16:14:53 +0000 http://personalfinancejourney.com/?p=731#comment-1596 Infuriating! This is the specific reason I buy cars through a car broker. Let a male voice handle these chuckleheads. I will NOT do business with people who treat me that way. Mercifully, I keep enough in savings to buy cars in cash, about once every ten or twelve years. That brings a screeching halt to the "monthly payment" ploy. Drops their jaw, too, when you tell them you'll be paying in cash. .-= Funny about Money´s last blog ..<a href="http://feedproxy.google.com/~r/funny-about-money/funny/~3/sE8PcYc_X7Q/" rel="nofollow">w00t! Carnival of Money Stories headed this way!</a> =-. Infuriating! This is the specific reason I buy cars through a car broker. Let a male voice handle these chuckleheads. I will NOT do business with people who treat me that way.

Mercifully, I keep enough in savings to buy cars in cash, about once every ten or twelve years. That brings a screeching halt to the “monthly payment” ploy. Drops their jaw, too, when you tell them you’ll be paying in cash.
.-= Funny about Money´s last blog ..w00t! Carnival of Money Stories headed this way! =-.

]]> By: PF Journey http://personalfinancejourney.com/2010/05/my-conversation-with-a-car-salesman/comment-page-1/#comment-1543 PF Journey Tue, 18 May 2010 19:15:10 +0000 http://personalfinancejourney.com/?p=731#comment-1543 I just read it, great information! I just read it, great information!

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