From the monthly archives:
Today’s guest post is from: Joe Plemon, a retired engineer, financial counselor and blogger, lives in Southern Illinois with Janice, his wife of 39 years. Joe likes online Scrabble, St Louis Cardinal baseball, blues music, power naps, high school football, short term mission trips and Sunday family dinners. You can read more from Joe at [...]
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Anyone who reads this site knows that I am a fan of Dave Ramsey. The Total Money Makeover: A Proven Plan for Financial Fitness was one of those books that gave me a simple, no-kidding plan I could follow to get the finances on track. I have attended a 1-Day Entreleadership class taught by Dave, [...]
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Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. This week has been especially crazy! I celebrated my birthday on Friday. I received overwhelming love and support friends and family. On Saturday, I went to see Tyler Perry’s latest play: Madea’s Big Happy Family ~ hilarious! This Friday [...]
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A few weeks ago, Debt Ninja from Punch Debt in the Face wrote a letter to himself 10 years in the future. He invited several other PF bloggers to follow suit. I have intentionally saved mine for today, my birthday, to reflect on the past 10 years and the next 10 years. Here we go… [...]
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The interview below is with Adam Baker of Man vs Debt. I’ve been reading MvD since it began a little over a year ago. It is no exaggeration when I say Baker exploded onto the scene. He is more than a PF blogger as he openly shares about what some would consider a radical travel [...]
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Introducing Mint Answers, from the creators of Mint, the free personal finance budgeting software. Mint Answers is a virtual think tank where people can come and ask their finance related questions. The questions are then answered by users in the community. Like with any other system that allows answers from unvalidated sources, you have to [...]
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Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. I mentioned last week that I was starting going through the 31 Days to Build a Better Blog workbook. Last week, I incorrectly referred to my “link roundup” as a list post. Sure, it’s a list of links…but true [...]
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A couple weeks ago, I wrote about the upcoming FHA loan insurer increase. While the premiums have increased, an FHA insured loan is still a good option for home buyers. However, if you qualify, there is a better option. The VA loan is a mortgage loan backed by the U.S. Department of Veteran Affairs. The [...]
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Every once in a while, I am either asked this question, or it comes up in a discussion: Should I tithe off my income tax refund? The purpose of this post isn’t to discuss the validity of the tithe today. It is directed towards those who practice the act of tithing. I’ve included a brief [...]
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Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. As Personal Finance Journey enters it’s 3rd month, I thought this would be a great time to implement Darren Rowse’s (aka Problogger) 31 Days to Build a Better Blog strategy. I put the word out for a few fellow [...]
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While I was out of town last week, I saw a commercial for advertising Free Credit Score. The Consumerism Commentary recently reported that the Free Credit Score company (the one with the catchy jingles), no longer offers free credit scores….they cost $1. While the fact that you’ll be automatically enrolled in their credit monitoring programs [...]
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The Rat is a young investor and entrepreneur hailing from the east coast. In January 2010, he was able to retire and hence “end the rat race” in his early 30’s. Ending The Rat Race is a personal finance blog that shares various personal finance topics with others having similar interests, and learning from [...]
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I haven’t had an idea for the deal or frill series for a while. This was a guest post I received. Not only was it an awesome comparison, it fits nicely into the deal or frill series. This is a guest post from Crystal of Budgeting in the Fun Stuff: A Personal Financial Blog about [...]
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Today’s guest post is written by Forest Parks the author of Frugal Zeitgeist A lot of people complain that they watch too much television because they are bored. TV has become our easy quick fix and it’s actually generally a very cheap form of entertainment. Even if you shell out on an expensive television, divide [...]
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Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. A few weeks ago, I explained the yellow & black badge on the right sidebar as an indication that I have joined the Yakezie challenge. The challenge is going great! I’ve met some awesome personal finance bloggers and there [...]
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Last summer I got my first speeding ticket. I was reaching my stride in OPERATION ELIMINATE DEBT and a few minutes of carelessness put a $100 dent in my pocket. I was furious! Not because I was caught or pulled over, but because I my lack of attention put my debt payoff behind by $100! [...]
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A couple days ago, I wrote about the quickly approaching expiration of the Homebuyer’s tax credit. If you were already looking to buy, it’s a great incentive. However, there is bad news on the horizon for the approximately 30% of buyers that will receive FHA-insured mortgages. The costs of an FHA loan are slated to [...]
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Spring is here and that means spring cleaning! This is the time where we pull stuff out of the closets, dust, organize, throw away and reprioritize the “stuff” that we have accumulated. When you’re done cleaning out your basements, closets, crawl spaces, and attics, how about taking some time for financial spring cleaning. Here’s how: [...]
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