From the monthly archives:

March 2010

Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. March is the 2nd month of writing here at Personal Finance Journey and it’s been incredible!  I’ve partnered with an awesome group of Personal Finance bloggers (the Yakezie) and the energy and support has been beyond amazing.  I also [...]

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As I’m sure most of you are aware, the 2009 First time Homebuyer’s Tax Credit was extended to April 30, 2010 and current home owners may be eligible.  The Worker, Homeownership, and Business Assistance Act of 2009 extends the tax credit through June of 2010, but you must sign a commitment contract by April 30th.  [...]

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Comparing Crown Ministries & Financial Peace

by Lakita on March 26, 2010

There are currently two major programs that encourage financial stewardship from a Biblical perspective:  Dave Ramsey’s Financial Peace University & Crown Financial Ministries.  The programs have more similarities than differences.  Both programs have helped thousands of families eliminate debt and find financial freedom while keeping God at the center of all the lessons.  So which [...]

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Excuses for Eating Out

by Lakita on March 24, 2010

Hi, my name is Lakita and I am an eat-out-o-holic. (Response:  Hi Lakita!) I would say that over the past few years I’ve done a better than average job of getting a hold on my spending and climbing out of debt.  However, there is one area that has continued to slow down my progress.  I [...]

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Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet.  Today I went grocery shopping.  I did alright, but there is still room for improvement in my grocery shopping.  I did pick up the ingredients for a frugal black bean soup recipe at the recommendation of one of my [...]

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My Experience with ING Direct

by Lakita on March 22, 2010

Back in 2004, a co-worker came in excited about this new bank account he has set up. He was ranting and raving about the great interest rates and if I wanted to open an account they would give me $25 reward and he would get a $10 bonus. Sounded like a good deal to me. [...]

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Win a Free Netbook

by Lakita on March 19, 2010

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One of the things I love about the Internet is the oodles of opportunities and information.  Rather you want to learn how to get those bank overdraft fees refunded, increase your cash flow, or take the first steps to financial freedom you’re likely to find some solid information online. Aside from information, you can find [...]

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Post image for Interview with Peter Anderson, founder of Bible Money Matters

The interview below is with Peter Anderson, founder of Bible Money Matters.  Peter runs a well established blog in the Christian / Biblical personal finance niche and has gracefully agreed to this interview.  It was a privilege to be able to pick his brain and I’m happy to be able to share the information with [...]

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How Much Does it Cost to Have a Newborn Baby

by Lakita on March 17, 2010

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Recently, I was invited to a couple of baby showers.  Neither had gift registries so I did my shopping at a local department store.  I suffered from sticker shock when I saw the prices of these essential items.  Below are pictures I took while shopping.  The Good Start formula costs $22, the basic car seat [...]

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Post image for Along the Journey Weekly Roundup #7: Yakezie Edition

Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet.  If you’re a frequent visitor, you’ve probably noticed the yellow and black icon in the right menu and in the left of this post.  That is the badge for those that have joined the Yakezie Challenge. No, I did [...]

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Post image for Should I Increase Emergency Savings or Payoff Debt?

Those dedicated to strengthening their financial situation often find themselves facing the decision of paying off debt or building a large emergency fund.  There are benefits to both, and the final decision will ultimately be based on your personal preference, risk tolerance, and priorities. Benefits of Paying off Debt First – You free up income [...]

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A Call to Prayer and Fasting in Haiti

by Lakita on March 14, 2010

If my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then will I hear from heaven and will forgive their sin and will heal their land.  2 Chronicles 7:14 That is the passage of scripture that came to mind as a [...]

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Manners & Money: Gift Registries

by Lakita on March 12, 2010

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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss! The topic for today is Gift Registries [...]

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Manners & Money: Splitting Checks

by Guest Poster on March 11, 2010

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The following is a guest post by Bucksome, a baby boomer trying to make the most of her money while saving for retirement. Read more about her at Buck$ome Boomer’s Journey to Retirement. Subscribe to her RSS feed to follow new posts. ———————– When Kita announced this Money and Manners Series I had two reactions. [...]

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Manners & Money: Regifting

by Lakita on March 10, 2010

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Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss! The topic for today is “regifting” Regifting [...]

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Post image for Along the Journey Weekly Roundup #6: Celebrating Women’s Heritage Month

Every Tuesday, I will post a link roundup of articles I’ve found while researching the Internet. As you may or may not know, March is Women’s Heritage Month!  The tagline is Writing Women Back into History. In honor of that, this week I will highlight Women who are writing and making history! Below are just [...]

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Manners & Money: Tipping

by Lakita on March 8, 2010

Post image for Manners & Money: Tipping

Manners & Money is a mini-series about etiquette, social norms, manners, and how it effects our financial decisions.  Have you ever spent more than you wanted in order to avoid “social awkwardness”.  Are some of your frugal habits frowned upon by others in your social circle?  Let’s discuss! The topic for today is tipping. The [...]

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Manners & Money Series

by Lakita on March 7, 2010

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I thought it would be fun to publish a mini-series called “Manners & Money”. This series will discuss situations in which manners, etiquette, or the social norm dictates our money decisions.  Dave Ramsey, author of Total Money Makeover often says Normal is broke…I’d rather be weird. Easier said than done Mr. Ramsey!  Too often, peer [...]

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Congrats to all the Plutus Awards Finalists

by Lakita on March 7, 2010

Just a short note to say congratulations to all the Plutus Awards Finalists.  In short, the Plutus Awards highlight the best of the best Personal Finance bloggers, products and services. This mega project is the brain child of Flexo from Consumerism Commentary. Be sure to head over to the Plutus Awards website and vote for [...]

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Several years ago, when I was at the beginning of my professional career, I enlisted the help of a financial advisor at the recommendation of a co-worker.  This particular company is nationwide and dedicated to helping those serving in the armed forces.  At this point in my life, I knew very little about managing finances [...]

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