Comments on: How to Get Overdraft Fees Refunded http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/ The journey of a lifetime Wed, 16 May 2012 20:16:36 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: A Cain http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-4806 A Cain Mon, 22 Nov 2010 04:35:33 +0000 http://personalfinancejourney.com/?p=127#comment-4806 Hello, I went to my online banking system last week and noticed 12 unauthorized NSF charges on my account within the year. I called the bank and they refunded my account $180.00 but that was only 9 charges I have emailed them that I am not satisfied with the refund and that they still owe me 3 NSF refunds equaling $60.00. We will see how this goes. I admit that I have over withdrawn from time to time but how can a bank charge NSF to my account when I am not in the negative? This is what has been going on. Then it causes me to go into the negative because they have charged me NSF that they should not have. I bank at a Federal Credit Union. It just seems very fraudulent to me. Hello,
I went to my online banking system last week and noticed 12 unauthorized NSF charges on my account within the year. I called the bank and they refunded my account $180.00 but that was only 9 charges I have emailed them that I am not satisfied with the refund and that they still owe me 3 NSF refunds equaling $60.00. We will see how this goes. I admit that I have over withdrawn from time to time but how can a bank charge NSF to my account when I am not in the negative? This is what has been going on. Then it causes me to go into the negative because they have charged me NSF that they should not have. I bank at a Federal Credit Union. It just seems very fraudulent to me.

]]> By: PF Journey http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-3610 PF Journey Thu, 30 Sep 2010 15:04:23 +0000 http://personalfinancejourney.com/?p=127#comment-3610 True. Thanks for that perspective. I'm certainly not endorsing CSRs lying or risk loss of job! True. Thanks for that perspective. I’m certainly not endorsing CSRs lying or risk loss of job!

]]> By: Bryan http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-3212 Bryan Thu, 09 Sep 2010 21:00:07 +0000 http://personalfinancejourney.com/?p=127#comment-3212 Good info. Keep in mind, however, that each bank is different. In many cases, banks use a refund matrix and it's computer based. If that system says no, the CSR cannot override it without lying and calling it the bank's fault...something they could get fired for. From their perspective, you're not worth their JOB. In those cases you might have to speak to someone higher up. Good info.

Keep in mind, however, that each bank is different. In many cases, banks use a refund matrix and it’s computer based. If that system says no, the CSR cannot override it without lying and calling it the bank’s fault…something they could get fired for. From their perspective, you’re not worth their JOB. In those cases you might have to speak to someone higher up.

]]> By: This is What Frugal Looks Like: Lakita from Personal Finance Journey — Almost Frugal http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-1929 This is What Frugal Looks Like: Lakita from Personal Finance Journey — Almost Frugal Sun, 13 Jun 2010 09:00:43 +0000 http://personalfinancejourney.com/?p=127#comment-1929 [...] How to Get Overdraft Fees Refunded [...] [...] How to Get Overdraft Fees Refunded [...]

]]> By: Guitar Tube Preamp http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-1778 Guitar Tube Preamp Thu, 27 May 2010 06:51:43 +0000 http://personalfinancejourney.com/?p=127#comment-1778 Howdy, i study your weblog occasionally and i personal a similar one and i was just wondering if you get a lot of spam comments? If so how do you prevent it, any plugin or anything you are able to advise? I get so much lately it's driving me mad so any assistance is really much appreciated. Howdy, i study your weblog occasionally and i personal a similar one and i was just wondering if you get a lot of spam comments? If so how do you prevent it, any plugin or anything you are able to advise? I get so much lately it’s driving me mad so any assistance is really much appreciated.

]]> By: PF Journey http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-1421 PF Journey Thu, 13 May 2010 14:44:44 +0000 http://personalfinancejourney.com/?p=127#comment-1421 Hey Mom! Of course I remember the B&B -- one day! Love you much!!! Kita Hey Mom!

Of course I remember the B&B — one day!
Love you much!!!
Kita

]]> By: Jessie (Mom) http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-1419 Jessie (Mom) Thu, 13 May 2010 14:31:43 +0000 http://personalfinancejourney.com/?p=127#comment-1419 Great info Lakita. I am truly proud and blessed to have you as my daughter. I am learning from you now . I read your pesonal Finance Journey and found it quite interesting. I should have been able to help you through your finacial struggle, instead I was dealing with my own and I still am. You truly are an inspiration and motivator for myself as well as others. I am on Board, I'm not sure when my journey will end but one day I will be debt free. I've made some of the mistakes you've made and more. Thank you for remembering my dream of owning a Bed and Breakfast. Keep up the good work. Great info Lakita. I am truly proud and blessed to have you as my daughter. I am learning from you now . I read your pesonal Finance Journey and found it quite interesting. I should have been able to help you through your finacial struggle, instead I was dealing with my own and I still am. You truly are an inspiration and motivator for myself as well as others. I am on Board, I’m not sure when my journey will end but one day I will be debt free. I’ve made some of the mistakes you’ve made and more. Thank you for remembering my dream of owning a Bed and Breakfast. Keep up the good work.

]]> By: Best of Money Carnival: Top 10 Reads of the Week http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-101 Best of Money Carnival: Top 10 Reads of the Week Mon, 15 Feb 2010 10:31:40 +0000 http://personalfinancejourney.com/?p=127#comment-101 [...] presents How to Get Overdraft Fees Refunded posted at Personal Finance [...] [...] presents How to Get Overdraft Fees Refunded posted at Personal Finance [...]

]]> By: Friday Round Up: Ally Bank Rated Kiplinger's Best Online Savings Account | One Money Design http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-86 Friday Round Up: Ally Bank Rated Kiplinger's Best Online Savings Account | One Money Design Fri, 12 Feb 2010 12:14:45 +0000 http://personalfinancejourney.com/?p=127#comment-86 [...] Finance Journey:  How to get overdraft fees refunded provides good coverage on the topic and steps to get them [...] [...] Finance Journey:  How to get overdraft fees refunded provides good coverage on the topic and steps to get them [...]

]]> By: PF Journey http://personalfinancejourney.com/2010/02/how-to-get-overdraft-fees-refunded/comment-page-1/#comment-65 PF Journey Tue, 09 Feb 2010 21:46:16 +0000 http://personalfinancejourney.com/?p=127#comment-65 Sounds great! Remember, anyone interested can sign up for email alerts or subscribe via RSS. Sounds great! Remember, anyone interested can sign up for email alerts or subscribe via RSS.

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