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	<title>Comments on: How NOT to Dispute a Credit Card Charge</title>
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	<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/</link>
	<description>The journey of a lifetime</description>
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		<title>By: David</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-21340</link>
		<dc:creator>David</dc:creator>
		<pubDate>Thu, 10 Nov 2011 04:36:57 +0000</pubDate>
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		<description>File a complaint with the Florida BBB, be prepared to argue with them as they will perjure themselves and make up all kind of stories about how they helped you.  Also file a complaint with the FTC.  This is a scam company.</description>
		<content:encoded><![CDATA[<p>File a complaint with the Florida BBB, be prepared to argue with them as they will perjure themselves and make up all kind of stories about how they helped you.  Also file a complaint with the FTC.  This is a scam company.</p>
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		<title>By: Cindy</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-13688</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Thu, 23 Jun 2011 10:01:09 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-13688</guid>
		<description>Have you ever heard of a company called Innovative Wealth Builders.
I have been scammed for $1,395 receiving no goods or services and my credit card sided with them in my dispute. I am brought to tears.
They are saying I didnt try to contact the merchant and I did many times.
I was told by Citi bank to prove it.  My calls were all made to 1-800 numbers and the phone co. doesnt keep records of such.  Any advice please? I read up on them and they have a BBB rating of a F, they are under investigation by the FTC..yet they still managed to scam me. I am 44 and this is first time I have fallen prey.
Thank you.</description>
		<content:encoded><![CDATA[<p>Have you ever heard of a company called Innovative Wealth Builders.<br />
I have been scammed for $1,395 receiving no goods or services and my credit card sided with them in my dispute. I am brought to tears.<br />
They are saying I didnt try to contact the merchant and I did many times.<br />
I was told by Citi bank to prove it.  My calls were all made to 1-800 numbers and the phone co. doesnt keep records of such.  Any advice please? I read up on them and they have a BBB rating of a F, they are under investigation by the FTC..yet they still managed to scam me. I am 44 and this is first time I have fallen prey.<br />
Thank you.</p>
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		<title>By: Personal Finance Weekly</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-198</link>
		<dc:creator>Personal Finance Weekly</dc:creator>
		<pubDate>Fri, 26 Feb 2010 16:16:14 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-198</guid>
		<description>[...] How NOT to Dispute a Credit Card Charge Lakitta takes the unpopular approach of &#8216;How Not&#8217;.  A home run for understanding the [...]</description>
		<content:encoded><![CDATA[<p>[...] How NOT to Dispute a Credit Card Charge Lakitta takes the unpopular approach of &#8216;How Not&#8217;.  A home run for understanding the [...]</p>
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		<title>By: PF Journey</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-151</link>
		<dc:creator>PF Journey</dc:creator>
		<pubDate>Wed, 24 Feb 2010 13:03:22 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-151</guid>
		<description>Ryan,
To be honest I was surprised too because of the same stories.  It was refreshing to know they would do the right thing.  I guess the other lesson to be learned from this story is document everything!</description>
		<content:encoded><![CDATA[<p>Ryan,<br />
To be honest I was surprised too because of the same stories.  It was refreshing to know they would do the right thing.  I guess the other lesson to be learned from this story is document everything!</p>
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	<item>
		<title>By: Ryan</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-147</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Wed, 24 Feb 2010 01:21:51 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-147</guid>
		<description>I&#039;m actually surprised that PayPal sided with you!

I&#039;ve heard so many PayPal horror stories where they refund money just because the buyer decides they no longer want an item.</description>
		<content:encoded><![CDATA[<p>I&#8217;m actually surprised that PayPal sided with you!</p>
<p>I&#8217;ve heard so many PayPal horror stories where they refund money just because the buyer decides they no longer want an item.</p>
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	<item>
		<title>By: PF Journey</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-134</link>
		<dc:creator>PF Journey</dc:creator>
		<pubDate>Tue, 23 Feb 2010 03:37:23 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-134</guid>
		<description>I make sure I know the return policy if I am unsure about a purchase has a significant cost</description>
		<content:encoded><![CDATA[<p>I make sure I know the return policy if I am unsure about a purchase has a significant cost</p>
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		<title>By: Joe</title>
		<link>http://personalfinancejourney.com/2010/02/how-not-to-dispute-a-credit-card-charge/comment-page-1/#comment-133</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Mon, 22 Feb 2010 22:56:43 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancejourney.com/?p=327#comment-133</guid>
		<description>I wonder how many people actually read the return policy! I only read if it is a very expensive item.
.-= Joe&#180;s last blog ..&lt;a href=&quot;http://www.kickdebtoff.com/earn-money-sleeping/&quot; rel=&quot;nofollow&quot;&gt;Earn Money while sleeping?&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I wonder how many people actually read the return policy! I only read if it is a very expensive item.<br />
.-= Joe&#180;s last blog ..<a href="http://www.kickdebtoff.com/earn-money-sleeping/" rel="nofollow">Earn Money while sleeping?</a> =-.</p>
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