Personal Finance Journey

Featured Articles

Four Iphone Casino Apps I caught my girlfriend playing

May 18, 2013

Thumbnail image for Four Iphone Casino Apps I caught my girlfriend playing

Having spent two and a half weeks on a cruise recently it may shock you to learn I spent some happy times juggling my finances to give myself a gambling budget which I happily spent on roulette. It may shock you even more to learn my lady spent the majority of her time on her [...]

Read the full article →

Using Your Tax Return To Improve Your Credit Score

May 15, 2013

Thumbnail image for Using Your Tax Return To Improve Your Credit Score

Your credit score is one of the most important things to think about when you want to achieve financial stability. With bad credit scores, you will spend thousands of dollars more in interest rates and other finance charges on loans than you would if you had good scores. With that said, if you have poor [...]

Read the full article →

Carnival Roundup – Cold Clear Autumn edition

May 10, 2013

Thumbnail image for Carnival Roundup – Cold Clear Autumn edition

Back from an awesome warm sunny Pacific cruise and straight back into Australian Autumn weather!. While we may not have the dumping of snow you northern hemisphere dwellers get its enough for me to smell the cold in the air and see how the beginnings of moisture on the lawn every morning. I actually enjoy [...]

Read the full article →

Why do some companies treat business clients badly?

May 7, 2013

Thumbnail image for Why do some companies treat business clients badly?

After a recently very poor experience with dealing with a trades person and a service provider I thought I would share with you some reflections on the mindset of some companies, their owners (or at least what I think their mindset is leaning towards) and how they treat their business clients. Having been a business [...]

Read the full article →

ETrading online an observation and adventure

May 5, 2013

Thumbnail image for ETrading online an observation and adventure

One of my associates in my offline / online world had been nagging me for sometime to start Etrading with him and really REALLY wouldn’t let it go. I am talking two comments every week along the lines of; “You will be great at this” or “Its right up your alley with all your internet [...]

Read the full article →

Free of Charge — Saving on Credit Cards

May 2, 2013

Thumbnail image for Free of Charge — Saving on Credit Cards

In the charge to make financial life fairer for consumers, credit cards have now come into the sights of authorities in both the US and the UAE. Eighteen states in the US are now looking into legislation that will prevent merchants from applying surcharges when customers use their credit cards. This is bad news for [...]

Read the full article →

How to Pay Off Multiple Payday Loans

April 27, 2013

Thumbnail image for How to Pay Off Multiple Payday Loans

The UK is in the grips of the most significant economic downturn since the 1930s. The banking crash of 2007 has had a profound effect on the millions of hard-working people in the UK who need financial assistance from time to time. Unable to obtain credit or overdrafts from mainstream lenders, an increasing number of [...]

Read the full article →

Home Security Systems: Protecting Your Home and Wallet

April 6, 2013

Thumbnail image for Home Security Systems: Protecting Your Home and Wallet

Most homeowners invest in a security system to help protect their loved ones against intruders, fire and other hazards. But the benefits of an alarm system reach far beyond just the simple protection of your home and family. As it turns out having one installed can yield considerable financial benefits for you and your wallet [...]

Read the full article →

House swap vs couch surfing – a frugal vacation!

April 4, 2013

Thumbnail image for House swap vs couch surfing – a frugal vacation!

With my lady and I heading away on a holiday in no less than five days now the Easter long weekend was something we wanted to take advantage of but we didn’t want to spend any serious money on. After all an international 3 week holiday versus a 3 day long weekend. Which one do [...]

Read the full article →

Did you know you can be your own self investment?

March 31, 2013

Thumbnail image for Did you know you can be your own self investment?

Having spent time and money on self improvement and self education (alright I will admit my lady gave me a gentle nudge into it!) it amazes me sometimes that people don’t consider themselves one of their own best investments. In one of my previous posts I talked about setting goals for the year which helps [...]

Read the full article →

Carnival Roundup – March Cruise Edition

March 27, 2013

Thumbnail image for Carnival Roundup – March Cruise Edition

I am lucky enough to be off on a cruise in a few weeks with the family and my lady and so this months roundup of where you can find our content is the Carnival Roundup – Cruise Edition! At 122,000 tonnes, 1033 feet long with 14 bars and a tonne of relaxing things to [...]

Read the full article →

The Green Initiative – Lead an Eco-Friendly lifestyle

March 27, 2013

Thumbnail image for The Green Initiative – Lead an Eco-Friendly lifestyle

It’s become a well-known fact in recent years that there are amazing benefits to be gained by switching to an eco-friendly lifestyle. And as this knowledge becomes more prevalent, the costs of these changes have been rapidly decreasing. In fact, many companies and government agencies are now openly encouraging consumers to begin switching to more [...]

Read the full article →

Risk takers in Business – are you one?

March 20, 2013

Thumbnail image for Risk takers in Business – are you one?

Risk takers in business – Low vs High risk? Having my own small business of which I am quite proud of plus my online endeavors PLUS all the personal development my lady enrolls me into I come across the words Risk, Risk Taker and Return on Investment quite regularly. All the business related development material [...]

Read the full article →

Easy Money Saving Energy tips

March 19, 2013

Thumbnail image for Easy Money Saving Energy tips

Sure I can tell you that saving energy and money around the house is easy but in order for this to work you need to get up off the couch and actually make some changes. I have written in several of my previous articles you need to take action to achieve any results so here [...]

Read the full article →

Striking it rich by being lucky or doing it hard?

March 14, 2013

Thumbnail image for Striking it rich by being lucky or doing it hard?

Can luck still make your fortune? I receive a regular newsletter about people who run smart business’s and who start up companies with great creative smart ideas and working hard. In the latest version of SmartCompany they talk about a prospector / miner who has had his personal wealth rise approximately 93 million dollars in [...]

Read the full article →

Carnival Roundup : Will it ever stop raining edition!

March 8, 2013

Thumbnail image for Carnival Roundup : Will it ever stop raining edition!

The summer season in Australia is often a wet season with a huge part of the time many areas under severe thunderstorm warning through out Queensland. This occurs during the Christmas Summer period but sometimes mother nature can get a but carried away and as the city was originally built around the river system we [...]

Read the full article →

Abundant thinking vs frugal mindset

March 5, 2013

Thumbnail image for Abundant thinking vs frugal mindset

How do you think and whats your money mindset? I have been talking quite a bit recently about some of the mindset changes (or way of thinking) that I have had over the last two years and how affects how I not only interact with people but also how I interact with money and [...]

Read the full article →

Eating in with groceries vs dining out – Challenge your thoughts!

March 4, 2013

Thumbnail image for Eating in with groceries vs dining out – Challenge your thoughts!

How often do you think about saving money on food? Last year we talked about shopping smart with coupons, warehouse and farmers markets along with changing some of your bad habits with food. With all the terrible weather here in Australia at the moment my lady and I have had plenty of time on the [...]

Read the full article →

← Previous Entries