Essential Financial Investment Tips for Novices

September 2, 2014
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If you’re thinking about starting out as a financial investor but you don’t have any experience in the field knowing where to begin can be extremely daunting. With thousands of possible techniques to master and tables and charts that probably won’t make much sense to you at first, investing on the financial markets can seem […]

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How to Spot Quality Property Investments

September 1, 2014
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The primary goal of investing in real estate is to increase net worth. Although considered high-risk assets, investment properties present high return on investments (ROI) when they are cash-flow positive. Investors who rent their properties aim to earn more than their invested amount, which includes down payments, closing costs and upgrades, through rental income and […]

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Finding the Right Mortgage for Every Budget

August 30, 2014
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There are many award winning home loans and mortgages that people can choose from, and every family must choose the mortgages that will work with their monthly budgets. For all of us mortgages are our own financial responsibility and if you choose one without giving much thought on whether you have the capacity to afford […]

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Investment 101: How to Start Out Investing

August 28, 2014
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Investing money is a fine art that requires you to have an idea what the best deals are at any given time, and also to know when to leave your money alone when it’s accumulating enough interest. For most of us we understand that if we really want our cash to work for us we […]

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Rent vs. Own: Which Option Is Best for You?

August 23, 2014
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Renting versus owning your own home is the classic question we all face at one time or another. Especially a we get a little older in life and we actually have the fiscal awareness and ability to afford either choice and it becomes a reality instead of a long term dream. The folks over at […]

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Why Benefits Should be Used before Payday Loan

August 12, 2014
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Are you facing a financial emergency? Have you found yourself in need of additional funds to make an emergency purchase or pay off a debt? If so, you may be tempted to obtain a payday loan in order to get the necessary cash as quickly as possible. The problem is that while these types of […]

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How to Obtain Financing or a Loan with Bad Credit

August 2, 2014
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If you are in need of additional financing to make a necessary purchase or pay off an outstanding debt, securing a loan from a bank or credit union is likely to be your best alternative. However, if you have bed credit due to past financial troubles, you are going to have an extremely difficult time […]

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Where Do Payday Lenders Turn When They Need a Loan?

August 1, 2014
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Every business has to start somewhere.  Banks, global corporations and even McDonald’s began as a small business just trying to make it work. This also holds true with payday lenders. Before they started generating any sort of profit, many lenders went cap in hand in search of financial sources to get their businesses off the […]

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How Often Do You Check Your Credit Card Statement?

July 23, 2014
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Recently I got my credit card statement and actually took the time to go through the different charges there. Not that I am not careful but sometimes I just take a cursory glance at the list then set it aside especially if the amount is about what I normally expect.  I know a good percentage […]

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What Is Your Real Retirement Age Going To Be?

July 19, 2014
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Having recently celebrated my 40th birthday it occurred to me that my retirement age is now something I needed to think about as something other than what I boast to my friends of. That it used to be something I didn’t need to worry about as I was far too young right? With personal finances […]

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Car Financing and Outright Purchase – Which Way to Go?

July 14, 2014
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The choice of whether to buy a car outright or to go for car financing is sadly not a choice that many people have the luxury of making. I say “sadly” because trying to make a decision whether to make an outright purchase or opt for financing means that the individual in question has the […]

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6 Living Costs You Should Know You Can Live Without

July 10, 2014
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Recently I came across a blog that promotes Minimalism.  This is the kind of lifestyle where one really takes a closer look at the things they need, questioning their necessities and literally getting rid of what they can do without.  Some of the minimalists really take it to a high level where they learn to […]

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Loan sharks exposed! Swimming in modern waters

July 8, 2014
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Shocking new research suggests loan shark victims have soared since the election of the Conservative – Liberal Coalition Many of us would be forgiven for thinking that loan sharks are a thing of the past. Surely with all the credit providers out there, people in Britain are not still turning to loan sharks for credit? […]

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The hidden financial cost of funerals

July 4, 2014
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For those that may have noticed my writing has been a little sparse the last two weeks or so due to my being absent and distracted by a series of unfortunate family funerals. Its never pleasant watching one of your grandparents pass away let alone seeing two go within two weeks of one another. And […]

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My 7 easy ways you can clinch that sale

June 24, 2014
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When was the last time you hit a jackpot when it comes to meeting your sales quota?  Can such a thing ever happen in relation to sales and selling? Working in the sales industry right now is not only about selling an amazing product but how you reach out to your potential clients and how […]

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Are Your Paper Books Costing You More than eBooks?

June 18, 2014
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Reading for most of us is a very delightful and beneficial pass time.  I have 16 shelves of books, both hard covered and paperbacks,  in my room and I remember reading them for years.  The stories, the lessons learned and the imaginary world I created every time I read them not only keep me entertained […]

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7 Things You Didnt Know Your Home Insurance Wont Cover

June 16, 2014
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In today’s world we all understand and are certainly educated about having insurance that will protect owners from financial disaster in case something untoward happens. What we are never taught or often fail to ask is what am I NOT covered for with my home insurance. First off having a home insurance doesn’t mean we […]

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Are end of year financial sales worth spending your money on?

June 11, 2014
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The 30th of June is considered the end of a financial year for most nations and like most years I am sure you have all seen the marketing hype telling you we all need to spend money in order to save on tax. Perhaps we do need to consider spending that last bit of our […]

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Basics you need to know before trading the forex markets

June 9, 2014
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The forex market is the place where one currency is exchange for another. In this exciting market, daily volumes traded on a daily basis are on average $5 trillion, so it’s easy to understand why it attracts so many investors. This vast liquidity triggers interest from traders across the globe and it looks like it […]

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Time versus money and what is your time worth?

June 7, 2014
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I recently had an amusing opportunity to think about my time versus money and how these reward me after I earned some money in what I have fondly come to call a side hustle. One of my family members is in the middle of a renovation and asked if I could do some simple work […]

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